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4201 Commonwealth Ave, Charlotte, NC, 28205

6beds
5baths
3,843sqft
$1,835,000
$477price/sqft
$11,273/moest. monthly cost
$450,920/yrincome needed

About This Home

Discover a new level of intentional living at 4201 Commonwealth Avenue, one of only two Commonwealth Cottages at Mattie Rose, designed by Frusterio and built by Grandfather Homes. This modern cottage blends timeless craftsmanship with thoughtful design, creating a home that’s as flexible as your lifestyle and as welcoming as your favorite gathering place. Sunlight fills the open main level with 10-foot ceilings, site-finished hardwood floors, and spaces that flow effortlessly from room to room. The kitchen is a masterpiece with custom cabinetry, Thermador appliances, and a generous island for cooking, entertaining, or simply gathering. Retreat to the primary suite, a calming sanctuary with a spa-inspired bath and oversized walk-in closet. Six bedrooms allow your home to adapt with your lifestyle—guest suites, office, wellness room, or creative studio—while smart home features and audio pre-wiring support modern life. Outdoor spaces invite quiet reflection or lively gatherings, extending the home’s warmth and connection. Every detail is intentionally curated to elevate how you live, not just where you live. For a limited time, buyer can choose interior design selections with our team of respected designers. Your vision is not only welcomed but celebrated. Together, we transform dreams from concept to reality, creating a home that reflects not just where you live, but how you want to live.

Getting Around

38
WalkingCar-Dependent
41
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

3/10
Oakhurst STEAM AcademyGrades K-50.2 mi
7/10
Eastway MiddleGrades 6-80.8 mi
1/10
Garinger High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Hardboard Siding

Other

  • Builder name: Grandfather Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,843

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,843
  • Total interior livable area: 3,843 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Level: Upper

Property

Details

  • Parcel number: 16104324
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.32 Acres
  • Features: Infill Lot
  • Lot size dimensions: per plat

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,278$111,336
Home Insurance *$474$5,688
Property Taxes $1,164$13,968
Electricity $357$4,295
Total$11,273$135,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$386,502/yr
40% on housing$338,190/yr
45% on housing$300,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$280
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Listed for sale$1,835,000
2025-06-11Sold$600,000
2023-02-19Listing removed--
2023-02-13Listed for rent$1,550
2021-01-16Listing removed--
2020-12-26Listed for rent$1,550
2018-11-15Listing removed$1,450
2018-10-13Listed for rent$1,450
2006-08-14Sold$134,000

New Construction

AgentMissy Bagley
BrokerageGrandfather Homes Inc.

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