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7816 E Lane Dr, Charlotte, NC, 28212

3beds
2baths
1,194sqft
$330,000
$276price/sqft
$2,216/moest. monthly cost
$88,640/yrincome needed

About This Home

Opportunity awaits with this charming 3-bedroom, 2-bath full brick home situated on a spacious .97 Acre lot in Charlotte. This Ready to move in property is located in the Heart of Charlotte, Conveniently located near shopping, dining, and major commuting routes. Well Maintained Home nestled among trees in City View Acres neighborhood w/ No HOA. This property is ready for a new owner to bring their vision and transform it into something truly special.

Getting Around

20
WalkingCar-Dependent
28
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

5/10
Piney Grove ElementaryGrades PK-50.5 mi
5/10
Albemarle Road MiddleGrades 6-81.6 mi
6/10
David W Butler HighGrades 9-124.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,194

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 16512115
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.97 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$129$1,548
Property Taxes $219$2,628
Electricity $200$2,405
Total$2,216$26,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,977/yr
40% on housing$66,480/yr
45% on housing$59,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 28212$151
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28212$210
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$330,000
2007-05-29Sold$101,500
2006-05-15Sold$99,752

For Sale by Agent

AgentLuis Mejia
BrokerageNew Beginnings Real Estate Group, LLC

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