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2545 Cedarwild Rd, Charlotte, NC, 28212

4beds
2baths
1,574sqft
$345,000
$219price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

This split-level Charlotte home immediately stands out with fresh paint, updated flooring, stainless steel appliances, updated kitchen , most of windows updated ,multiple living areas, and a floor plan designed for real-world living. But the real hidden advantage is downstairs. The massive family room with fireplace creates a second living area buyers desperately want right now. Whether it becomes a media room, game room, office setup, or gathering place, it gives this property a competitive edge over homes with limited flexibility. Add in spacious bedrooms, a dedicated laundry room and a convenient Charlotte location, and you have a property positioned perfectly for today’s market.New water heater 2025. Homes that combine space, function, and value move quickly.

Getting Around

9
WalkingCar-Dependent
33
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

8/10
Idlewild ElementaryGrades PK-50.3 mi
8/10
McClintock Middle SchoolGrades 6-81.4 mi
5/10
East Mecklenburg HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Washer
  • Laundry features: Laundry Room,Lower Level

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower

Dining Area

  • Level: Main

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,574

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,574
  • Total interior livable area: 1,574 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 16517502
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$134$1,608
Property Taxes $229$2,748
Electricity $200$2,405
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 28212$151
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28212$210
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$345,000
2026-06-06Listed for sale$360,000
2022-04-01Sold$270,000
2022-03-04Contingent$250,000
2022-03-03Listed for sale$250,000
2022-01-16Pending sale$250,000
2022-01-16Listed for sale$250,000

For Sale by Agent

AgentKhin Yee
BrokerageRam Realty LLC

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