2748 Oakleaf Cir, Helena, AL, 35022
About This Home
Welcome to 2748 Oakleaf Drive in Helena's desirable Silver Lakes community! This beautiful waterfront home features an open, inviting floor plan with a spacious great room, formal dining room, eat-in kitchen, and a main-level primary suite. Enjoy peaceful lake views from the screened deck, grilling deck, or covered patio. The finished basement offers a huge bonus living space with a full bathroom, perfect for a media room, guest suite, home office, or playroom. Major updates include a NEW roof (2025) and NEW HVAC system (2026), providing added peace of mind. Don't miss this move-in-ready home with stunning views and versatile living space!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Basement
- Construction materials: 3 Sides Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Stove-Gas,Gas Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes
Basement
- Area: 1450
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Daylight
Bathroom1
- Level: Basement
Bedroom1
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Family Room
- Level: Basement
Features
- Multiple Staircases,Recessed Lighting,High Ceilings,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Family Room,Gas
- Fireplace: Yes
- Attic: Walk-In,Yes
- Finished area below ground: 725
- Finished area above ground: 2,001
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,726 sqft
Kitchen
- Features: Eat-in Kitchen,Pantry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 4200142000013.000
- Special condition: N/A
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio,Covered (DECK),Open (DECK),Screened (DECK),Deck
- Fencing: Fenced
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Silver Lake
- Frontage length: 100
Lot
- Lot size: 0.44 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,355 | $28,260 |
| Home Insurance * | $319 | $3,828 |
| Property Taxes | $225 | $2,700 |
| Electricity | $305 | $3,660 |
| Total | $3,204 | $38,448 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $455,900 |
| 2026-07-27 | Listed for sale | $465,900 |
| 2024-06-05 | Sold | $390,000 |
| 2024-05-24 | Pending sale | $399,900 |
| 2024-05-02 | Contingent | $399,900 |
| 2024-04-23 | Listed for sale | $399,900 |
| 2024-02-27 | Listing removed | -- |
| 2024-01-07 | Listed for sale | $399,900 |
| 2018-04-30 | Sold | $265,000 |
| 2018-04-18 | Pending sale | $269,900 |
| 2017-11-16 | Price change | $269,900 |
| 2017-09-21 | Listed for sale | $278,500 |
| 2017-09-11 | Pending sale | $278,500 |
| 2017-07-27 | Price change | $278,500 |
| 2017-06-16 | Listed for sale | $282,000 |
| 2002-07-25 | Sold | $231,616 |
| 2002-01-29 | Sold | $38,500 |
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