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638 Carnival Ter, Sebastian, FL, 32958

2beds
2baths
1,419sqft
$318,900
$225price/sqft
$2,462/moest. monthly cost
$98,480/yrincome needed

About This Home

Desirable Sebastian Highlands! You've found it! A home that blends comfort, quality, and value on a quiet, low-traffic street. The spacious great room features a cozy wood-burning fireplace, custom windows, and a large picture window overlooking the backyard. A private well supports the irrigation system, while the home is also connected to city water. The beautifully remodeled kitchen includes quartz countertops, new cabinetry, an updated sink, and an induction cooktop, along with an eating bar and a charming nook framed by two bay windows. The split-bedroom layout offers privacy, with a primary suite that includes a full ensuite bath. Additional highlights include a two-car garage with air conditioner, RV parking, and a fully fenced yard. Recent updates add peace of mind: a new roof (2022), a Trane A/C system (2020), enclosed lanai windows, and complete hurricane shutters surrounding the home. New septic system. Close to great shopping, restaurants and the beaches!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Induction Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Nook,Ceiling Fan(s),Primary Bathroom - Shower No Tub,Primary Downstairs,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,958
  • Total interior livable area: 1,419 sqft

Property

Details

  • Parcel number: 31382500001353000026.0
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Storm Shutters
  • Fencing: Chain Link

Lot

  • Lot size: 10,018 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 80.0 ft x 125.0 ft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,612$19,344
Home Insurance *$332$3,984
Property Taxes $321$3,852
Electricity $197$2,366
Total$2,462$29,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,411/yr
40% on housing$73,860/yr
45% on housing$65,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 32958$168
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32958$210
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$329,000
2024-03-28Sold$320,000
2024-02-14Contingent$320,000
2024-02-07Listed for sale$320,000
2009-09-24Sold$100,000
2003-07-01Sold$114,000
2000-09-13Sold$88,000

For Sale by Agent

AgentMaria Kaps
BrokerageRE/MAX Aerospace Realty

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