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41-51 Hinalea St, Waimanalo, HI, 96795

11beds
8baths
5,704sqft
$2,790,000
$489price/sqft
$17,046/moest. monthly cost
$681,840/yrincome needed

About This Home

Rare opportunity with great potentials, for either own family living or rental investment, easy to afford mortgage! Located only a few houses away from world-famous Waimanalo white sand beach! Ideal for own living to enjoy lots of space in highly desirable beach neighborhood. 5704sf living space, 6 private entrances on 11,250sf lot. This 2-story house, 3811sf was newly built in 2015. Plus 1-story Ohana unit, 1893sf. This gated & spacious property offers 11 bedrooms, 8 full bathrooms, idyllic office space. Stunning, unobstructed Ko’olaumountain views. Total of 2 kitchens, 2 wet bars and plus. Huge sizes for all living rooms, kitchens, bedrooms, etc. 11ft tall ceiling for main living room; 9ft tall for other areas. Tons of upgrades: lanai, auto metal gate, natural stones, metal roof, solid wood cabinets & double-door entries, hardwood floor, granite & quartz countertops, Quartz staircase, etc. If for rental, since so close to beach, high rental demands paying good price to generate good incomes.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
4/10
Kailua High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Excellent,Good Condition,Updated/Remodeled
  • Year built: 2015

Materials

  • Construction materials: Double Wall,Stone,Wood Frame

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi-Family,Multiplex
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Hardwood

Interior Area

  • Total structure area: 5,759
  • Total interior livable area: 5,704 sqft

Property

Details

  • Parcel number: 1410060400000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: City,Mountain(s),Sunrise
  • Topography of land: Level

Lot

  • Features: Cleared,Other,Level

Parking

  • Total spaces: 10
  • Parking features: Carport,Driveway,Three or more Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Lightning
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,107$169,284
Home Insurance *$335$4,020
Property Taxes $768$9,216
Electricity $1,836$22,041
Total$17,046$204,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$584,434/yr
40% on housing$511,380/yr
45% on housing$454,560/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 96795$2,053
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96795$584
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$2,790,000
2026-01-25Price change$2,890,000
2025-07-09Listed for sale$2,949,900
2025-07-04Listing removed$2,990,000
2025-03-22Price change$2,990,000
2025-03-20Listed for sale$3,190,000
2025-02-13Listing removed$3,390,000
2025-01-27Listed for sale$3,390,000
2024-11-03Listing removed$3,698,000
2024-09-11Price change$3,698,000
2024-09-04Price change$3,798,000
2024-08-21Listed for sale$3,895,000
2013-09-26Sold$775,000

For Sale by Agent

AgentLucy Liu Shen
BrokerageeXp Realty

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