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20250 SW 93 LANE ROAD, Dunnellon, FL, 34431

3beds
2baths
2,288sqft
$350,000
$153price/sqft
$2,660/moest. monthly cost
$106,400/yrincome needed

About This Home

Welcome to Rainbow Springs – The Woodlands, where space, comfort, and versatility come together on just over an acre of beautifully maintained property! This updated home offers nearly 2,300 square feet of living space with 3 bedrooms, 2 bathrooms, and a 2-car garage, all tucked away in one of Dunnellon’s most desirable communities. A standout feature of this home is the oversized master bedroom which is currently being utilized as a private mother-in-law suite, complete with its own entrance, kitchenette, and cozy fireplace — perfect for extended family, guests, multi-generational living, or even a private retreat space. The heart of the home is the completely remodeled kitchen featuring stunning wood cabinetry, stone countertops, stainless steel appliances, and an impressive industrial-sized refrigerator/freezer combo that is sure to impress anyone who loves to cook or entertain. The indoor laundry room offers an abundance of storage space along with a convenient utility sink, making everyday living both functional and organized. Step outside to the beautiful paver back deck, the ideal setting for outdoor gatherings, weekend BBQs, or simply relaxing and enjoying the peaceful surroundings. Even better, this home is located within a low HOA community at only $243/year, while still offering incredible amenities! Residents enjoy access to a private beach on the crystal-clear Rainbow River, clubhouse, restaurant, community pool, fitness center, and scenic walking trails — making it easy to enjoy the Florida lifestyle year-round. With generous living areas, updated finishes, and a serene setting surrounded by nature, this property offers the perfect blend of privacy and convenience while being just minutes from shopping, dining, and all that Dunnellon has to offer.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
Dunnellon Middle SchoolGrades 6-82.5 mi
2/10
Dunnellon High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic Fan,Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s),In-Law Floorplan
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,013
  • Total interior livable area: 2,288 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 3295131006
  • Zoning: A1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Lighting,Private Entrance,Rain Gutters,Sidewalk,Storage
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: River Access
  • Waterbody name: THE RAINBOW RIVER
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1.03 Acres
  • Features: Cleared,In County,Landscaped,Near Golf Course,Oversized Lot,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Oversized,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$225$2,700
Property Taxes $436$5,232
Electricity $230$2,763
Total$2,660$31,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,200/yr
40% on housing$79,800/yr
45% on housing$70,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$138
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$350,000
2022-03-03Sold$248,000
2022-01-14Pending sale$250,000
2022-01-04Listed for sale$250,000
2021-12-30Pending sale$250,000
2021-12-30Listed for sale$250,000
2021-12-16Pending sale$250,000
2021-12-03Price change$250,000
2021-11-30Listed for sale$259,000
2021-11-22Pending sale$259,000
2021-11-16Price change$259,000
2021-10-22Listed for sale$269,500
2021-10-22Pending sale$269,500
2021-10-12Listed for sale$269,500

For Sale by Agent

AgentJennifer Kovach
BrokerageRIVERS 2 RANCHES REAL ESTATE

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