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6345 Montpelier Rd, Charlotte, NC, 28210

3beds
2baths
1,323sqft
$500,000
$378price/sqft
$3,168/moest. monthly cost
$126,720/yrincome needed

About This Home

Welcome home to 6345 Montpelier Road, where modern updates meet everyday comfort. The bright, open living room impresses immediately with coffered accent walls, exposed beams, and recessed lighting throughout. New flooring, windows, and fresh paint run through the entire home. The gourmet kitchen features bright white quartz cabinets and countertops with abundant storage, plus a center island with bar seating — ideal for entertaining. Dining area flows seamlessly to the fully fenced backyard through a private door, complete with a brand new back patio and fire pit for year-round outdoor living. Two primary bedroom suites each connect to their own stunning updated bath with modern fixtures and tile stand-up showers. Third bedroom is perfect for guests or a home office. Prime location with easy access to South End, Uptown, dining, and major corridors. This one checks every box.

Getting Around

43
WalkingCar-Dependent
40
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

3/10
5/10
Carmel MiddleGrades 6-83.9 mi
5/10
South Mecklenburg HighGrades 9-122.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Brick Full,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Unit,Utility Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,323

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,323
  • Total interior livable area: 1,323 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 17305612
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Back Yard,Fenced,Front Yard,Privacy

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$140$1,680
Property Taxes $300$3,600
Electricity $200$2,405
Total$3,168$38,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,617/yr
40% on housing$95,040/yr
45% on housing$84,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 28210$246
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28210$307
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$495,000
2026-07-21Price change$500,000
2026-07-01Price change$515,000
2026-06-23Price change$520,000
2026-06-05Listed for sale$522,500
2023-09-18Listing removed--
2023-08-30Price change$475,000
2023-08-23Listed for sale$500,000
2023-08-16Listing removed--
2023-07-17Listed for sale$540,000
2023-07-16Listing removed--
2023-07-01Listed for rent$2,700
2023-03-09Sold$316,500

For Sale by Agent

AgentAngie Castro
BrokerageCOMPASS

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