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144 Union Ave, East Patchogue, NY, 11772

2beds
2baths
1,288sqft
$399,000
$310price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

Cozy Ranch located on Lake Front in Patchogue. Open Floor plan, HW Floor as seen and IG Pool. Close to shopping, transportation and major roadways All auction properties are subject to a 5% buyer s premium pursuant to the Event Agreement and Auction Terms & Conditions minimums will apply . Buyers and buyers agent to verify any and all info.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Bellport Middle SchoolGrades 6-81.3 mi
3/10

Construction

Condition

  • Year built: 1968

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Property

Details

  • Parcel number: 0200982900800001000
  • Special condition: Auction

Lot

  • Lot size: 32,670 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$166$1,992
Property Taxes $538$6,456
Electricity $246$2,954
Total$2,967$35,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,725/yr
40% on housing$89,010/yr
45% on housing$79,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$352
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-10-29Sold$10,000
2009-05-01Listing removed$399,000
2009-01-08Listed for sale$399,000
2008-11-27Listing removed$409,000
2008-09-16Listed for sale$409,000
2008-07-26Listing removed$409,000
2008-06-16Price change$409,000
2008-06-11Listed for sale$419,000
2008-05-03Listing removed$419,000
2008-04-01Price change$419,000
2008-02-22Price change$425,000
2008-02-01Listed for sale$435,000
2000-02-07Sold$194,000

Unknown Listed By

AgentMIKE CARROLL
BrokerageDBA Re/Max Best

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