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451 Ocean Walk, Sayville, NY, 11782

2beds
1baths
1,600sqft
$1,050,000
$656price/sqft
$7,373/moest. monthly cost
$294,920/yrincome needed

About This Home

Steps from the sand this airy adorable cozy 2 Bedroom 1 Bath beach cottage in Fire Island Pines pairs classic charm with easy low maintenance living. An open Living/Dining area flows to a sun splashed deck with pretty ocean views, perfect for morning coffee or a sunset cocktail. Two comfortable spacious bedrooms accommodates guests with ease while stepping outside enjoy the quiet settings on the deck with breathtaking views along with a private shower. A turnkey escape -beach life made simple.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Woodhull SchoolGrades PK-610.2 mi
9/10
Sayville High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom
  • Attic: None

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 922
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 0200986500300015000
  • Special condition: None

Lot

  • Lot size: 6,098 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$383$4,596
Property Taxes $1,417$17,004
Electricity $264$3,172
Total$7,373$88,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,788/yr
40% on housing$221,190/yr
45% on housing$196,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 11782$640
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11782$416
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-25Listed for sale$1,200,000
2016-02-19Listing removed$1,300,000
2015-09-13Listed for sale$1,300,000
2015-07-01Sold$694,000
1999-03-08Sold$290,000

For Sale by Agent

AgentNancy M. Martino
BrokerageD Katen Fire Island Prop LTD

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