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574 Bayberry Walk, Ocean Beach, NY, 11770

2beds
2baths
800sqft
$1,250,000
$1,563price/sqft
$8,641/moest. monthly cost
$345,640/yrincome needed

About This Home

Welcome to your perfect Ocean Beach escape! This turnkey coastal gem is in an unbeatable location, just moments from town and only 9 houses from the beach. Renovated from top to bottom in 2022, this pristine home perfectly blends modern updates with beach-house charm. Recent upgrades include a brand-new kitchen with all new appliances, updated plumbing and wiring, designer lighting, renovated bathrooms, new curtains, landscaping, bike rack, decking, and roof. There are two bedrooms on the first floor, one with a private half bathroom. The spiral staircase leads to a cozy loft offering additional lounge or sleeping space as well as access to attic storage space. Step outside to the private back deck, a quiet outdoor retreat perfect for entertaining, dining al fresco, or unwinding after a day at the beach. Offered fully furnished. Low taxes, affordable flood insurance and easy maintenance, this move-in-ready home is the ultimate Ocean Beach getaway or rental investment property!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

Construction

Condition

  • Year built: 1919

Materials

  • Construction materials: Cedar,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Eat-in Kitchen,High Ceilings,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Storage
  • Attic: Partial

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ductless

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 0502002000400010003
  • Special condition: None

Lot

  • Lot size: 3,049 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$388$4,656
Property Taxes $1,687$20,244
Electricity $246$2,954
Total$8,641$103,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$296,262/yr
40% on housing$259,230/yr
45% on housing$230,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,563This listing

vs Other Active Listings

Avg $/sqft

ZIP 11770$1,154
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11770$1,009
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$1,250,000
2024-06-24Listing removed--
2024-05-26Listed for rent$16,000
2023-12-19Sold$975,000
2023-10-02Pending sale$1,095,000
2023-08-28Price change$1,095,000
2023-07-31Listed for sale$1,195,000
2022-12-15Sold$950,000
2022-08-16Sold$950,000
2022-07-21Pending sale$999,000
2022-06-14Price change$999,000
2022-05-25Listed for sale$1,099,000
2022-03-29Sold$825,000
2021-05-02Listing removed--
2021-02-02Listed for sale$2,100,000
2003-10-24Sold$400,000

For Sale by Agent

AgentAlyssa Caravella
BrokerageThe Agency Northshore NY

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