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10 Miller Avenue, Central Islip, NY, 11722

6beds
2baths
3,010sqft
$749,000
$249price/sqft
$5,563/moest. monthly cost
$222,520/yrincome needed

About This Home

Welcome to one of the largest homes available in Central Islip at this price point. This spacious and beautifully maintained 6-bedroom, 2-bath high ranch situated on a desirable corner lot at the end of a quiet cul-de-sac is move in ready. The home offers excellent mother-daughter potential and ADU income with proper permits. Thoughtfully designed layout with plenty of room for extended family, guests, or a home office setup. Most recent renovations have been done in 2023 including a dual-zone central air conditioning system for enhanced comfort and efficiency. Step outside to your private backyard oasis featuring an in-ground pool on a half acre of land perfect for entertaining and summer enjoyment. Additional highlights include recess lighting, a garage, generous living spaces, and pride of ownership throughout. Conveniently located just steps from the Long Island Rail Road and minutes from the Long Island Expressway, offering easy access for commuters. Close to shopping, dining, parks, and schools. A rare opportunity to own a move-in-ready home with exceptional space, flexibility, and outdoor amenities!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
Andrew T Morrow SchoolGrades K-60.7 mi
2/10
Ralph Reed SchoolGrades 7-80.7 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,ENERGY STAR Qualified Appliances,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Dining Room

  • Level: Lower

Features

  • First Floor Bedroom,Built-in Features,Eat-in Kitchen,Entrance Foyer,Formal Dining,His and Hers Closets,Quartz/Quartzite Counters
  • Window features: Bay Window(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Crawl

Heating & Cooling

  • Heating features: Ducts,Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 3,010 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 0500080000300054002
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$268$3,216
Property Taxes $1,011$12,132
Electricity $497$5,969
Total$5,563$66,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,731/yr
40% on housing$166,890/yr
45% on housing$148,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 11722$354
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11722$417
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$749,000
2026-07-21Price change$764,000
2026-07-10Price change$769,000
2026-06-24Listed for sale$789,000
2023-12-14Sold$630,000
2023-10-03Pending sale$629,000
2023-10-03Price change$629,000
2023-09-22Listed for sale$599,000
2023-09-19Listing removed--
2023-09-18Listed for sale$649,000
2023-09-07Sold$407,000
2023-08-26Pending sale$649,000
2023-08-26Price change$649,000
2023-08-03Listed for sale$619,000
2020-03-21Listing removed--
2020-02-21Listed for sale--
2008-05-25Listing removed$329,990
2008-04-01Listed for sale$329,990

For Sale by Agent

AgentTeishara Johnson Fountain
BrokerageHomeSmart Premier Living Rlty

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