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25 William Street, Central Islip, NY, 11722

4beds
3baths
1,460sqft
$675,000
$462price/sqft
$4,811/moest. monthly cost
$192,440/yrincome needed

About This Home

Welcome to 25 William St, Central Islip an oversized property offering comfort, versatility and endless possibilities. This well maintained residence features 4 generously sized bedrooms and 3 full bathrooms, providing plenty of space for today's lifestyle. Step inside and discover a bright, welcoming layout designed for comfortable everyday living and entertaining. The full basement offers excellent potential for recreation, storage or future customization to suit your needs. Additional highlights include oil heating, oil fuel and three cesspools adding functionality to the property. The partially fenced yard provides the perfect outdoor space to relax, garden or entertain family and friends. Conveniently located near schools, shopping, restaurants, parks and public transportation, this home offers easy access to all the amenities Central Islip has to offer. With its spacious layout, great potential and convenient location, this is an outstanding opportunity to make 25 William St your next home. Come see all the possibilities this wonderful property has to offer!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Ralph Reed SchoolGrades 7-80.3 mi

Construction

Condition

  • Year built: 1870

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Galley Type Kitchen,Other
  • Flooring: Laminate
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Oil,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,460 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0500099000200022002
  • Special condition: None

Features

  • Fencing: Partial

Lot

  • Lot size: 0.35 Acres
  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Parking features: Driveway,Off Street,On Street,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$241$2,892
Property Taxes $911$10,932
Electricity $246$2,954
Total$4,811$57,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,948/yr
40% on housing$144,330/yr
45% on housing$128,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 11722$347
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11722$417
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$675,000
2026-02-17Listing removed$659,000
2026-02-06Listed for sale$659,000
2006-06-05Sold$288,650
1998-08-20Sold$2,500

For Sale by Agent

AgentMaria R. Zelaya
BrokerageARVY Realty

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