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182 New York Avenue, Bay Shore, NY, 11706

4beds
2baths
2,188sqft
$665,000
$304price/sqft
$4,880/moest. monthly cost
$195,200/yrincome needed

About This Home

Beautifully Updated Open-Floor-Plan Ranch-RECENTLY RENOVATED TO INCLUDE NEW KITCHEN, NEW BATH, AND NEW FLOORING Discover this stunningly refreshed ranch home offering four spacious bedrooms and two beautifully appointed full bathrooms. Step inside to a bright, open-concept layout featuring a brand-new gourmet kitchen with sleek modern finishes, thoughtfully renovated bathrooms, and elegant gleaming hardwood floors throughout the hallways. The home boasts a fully finished basement with its own private outside entrance—ideal for extended household, guests, or a versatile in-law suite. Outside, enjoy a large, private yard perfect for relaxation and entertaining, highlighted by an expansive deck that invites unforgettable gatherings. This move-in-ready gem combines comfort, flexibility, and room to grow—all in a warm, welcoming package that must be seen to be fully appreciated.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
6/10
South Middle SchoolGrades 6-80.8 mi
4/10
Brentwood High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1977

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Pantry
  • Flooring: Hardwood,Tile,Vinyl
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 2,188 sqft

Property

Details

  • Parcel number: 0500226000300039002
  • Special condition: None

Features

  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Cleared

Parking

  • Total spaces: 1
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$260$3,120
Property Taxes $897$10,764
Electricity $361$4,339
Total$4,880$58,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,314/yr
40% on housing$146,400/yr
45% on housing$130,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 11706$444
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11706$393
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$665,000
2026-07-20Listing removed$660,000
2026-04-14Pending sale$660,000
2026-04-09Listing removed$660,000
2026-03-25Listed for sale$660,000
2026-01-12Contingent$660,000
2026-01-12Pending sale$660,000
2025-12-28Price change$660,000
2025-12-04Listed for sale$629,000
2025-07-14Listing removed$549,000
2025-05-22Listed for sale$549,000
2023-03-21Listing removed--
2023-03-20Listed for rent$1,000
2015-06-18Sold$205,000
2008-07-15Sold$355,100
2007-11-26Sold$250,000
2007-04-13Sold$310,522
2003-03-21Sold$211,000
1996-10-18Sold$109,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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