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404 Vistula St, Elkhart, IN, 46516

5beds
2baths
1,784sqft
$245,000
$137price/sqft
$1,769/moest. monthly cost
$70,760/yrincome needed

About This Home

Welcome to this one of a kind house offering five spacious bedrooms, two full bathrooms and two kitchens, both of them including all appliances. The second kitchen has a private entrance along with a bedroom and one bathroom, great for somewhere for guests to stay. This house offers plenty of space to do your hobbies. Step outside and enjoy your cup of coffee on the cute deck. The two car garage and the unfinished basement will provide even more storage space. The owner has taken such good care of this lovely home. Newer AC, furnace, roof and water heater. This house is ready to move in. Don't lose the chance to come and take a look at everything this house can offer you.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

3/10
2/10
North Side Middle SchoolGrades 7-81.2 mi
2/10
Elkhart High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Range

Basement

  • Has basement: Yes
  • Basement: Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 210

Features

  • Eat-in Kitchen,Entrance Foyer
  • Finished area below ground: 0
  • Finished area above ground: 1,784

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,784
  • Total interior livable area: 1,784 sqft

Kitchen

  • Level: Main
  • Area: 209

Living Room

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 200605334026.000012

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 54x138

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$181$2,172
Property Taxes $166$1,992
Electricity $184$2,212
Total$1,769$21,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,651/yr
40% on housing$53,070/yr
45% on housing$47,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$126
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$245,000

For Sale by Agent

AgentMirian Ortiz Cardoso
BrokerageBerkshire Hathaway HomeServices Elkhart

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