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721 Harrison St, Elkhart, IN, 46516

3beds
2baths
1,380sqft
$149,900
$109price/sqft
$1,232/moest. monthly cost
$49,280/yrincome needed

About This Home

Super 3 bedroom 2 full bath house.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

3/10
Daly Elementary SchoolGrades PK-61.2 mi
2/10
North Side Middle SchoolGrades 7-81.6 mi
2/10
Elkhart High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Property

Details

  • Parcel number: 200608129004.000012

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 33 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$110$1,320
Property Taxes $181$2,172
Electricity $184$2,212
Total$1,232$14,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,240/yr
40% on housing$36,960/yr
45% on housing$32,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$127
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$149,900
2026-01-26Price change$154,900
2025-11-14Listed for sale$159,900
2019-05-31Sold$22,000
2017-10-10Listed for sale$29,000
2017-08-11Listing removed$625
2017-08-02Listed for rent$625
2016-04-12Listing removed$625
2015-02-04Listing removed$600
2015-01-23Listed for rent$600
2014-12-18Listing removed$600
2014-12-11Listed for rent$600

For Sale by Agent

AgentDavid F Singell
BrokerageMyers Trust Real Estate

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