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911 N Main St, Goshen, IN, 46528

2beds
1baths
816sqft
$114,900
$141price/sqft
$1,040/moest. monthly cost
$41,600/yrincome needed

About This Home

Welcome to your move-in ready home in the highly desirable Goshen, offered at a great price! This unique and efficient residence has everything you need to live comfortably. Step inside to a spacious, open-concept kitchen and living room area, perfect for entertaining or relaxing with family. The home features two nicely sized bedrooms and convenient main floor laundry for added ease. Its below-grade design ensures excellent energy efficiency, keeping utility costs low year-round. Appliances are included, so you can simply move in and start enjoying your new home right away. Plus, there’s a handy shed outside for storing your tools and equipment. Don’t miss this fantastic opportunity to own a charming and practical home in Goshen!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
6/10
Goshen Middle SchoolGrades 7-81.9 mi
3/10
Goshen High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Earth Home/Berm
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range

Basement

  • Basement: Finished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 816
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 201104452019.000015
  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Features: 0-2.9999,City/Town/Suburb
  • Lot size dimensions: 40X95

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$57$684
Property Taxes $219$2,628
Electricity $184$2,212
Total$1,040$12,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,657/yr
40% on housing$31,200/yr
45% on housing$27,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 46528$226
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46528$141
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$114,900
2023-11-11Listing removed--
2023-10-30Price change$850
2023-10-25Price change$895
2023-10-13Listed for rent$995
2019-10-10Listing removed$650
2019-07-30Price change$650
2019-05-10Listed for rent$700

For Sale by Agent

AgentBrad Beer
BrokerageHeart City Realty LLC

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