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30205 Swinford Ln, Zephyrhills, FL, 33543

3beds
3baths
1,460sqft
$215,000
$147price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

Priced to sell. Experience the best of Wesley Chapel living in this 3BR/2.5BA townhome in gated Charlesworth. This "move-in ready" home boasts all-new paint, wood floors, brand new carpet, plus a rare private lanai with a serene conservation view. Located in the heart of the action, you’re minutes from the New Tampa border and the brand-new shopping hub featuring Whole Foods. Enjoy maintenance-free living and access to Meadow Pointe’s premier amenities: a clubhouse, gym, pool, and sports courts. With A-rated schools and a history of high demand this is the first Charlesworth listing in over a year. This home won't last long. HOA includes roof and water .

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
9/10
6/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer
  • Laundry features: Laundry Room

Bathroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,460 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 9x10

Living Room

  • Level: First
  • Area: 252
  • Dimensions: 12x21

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Property

Details

  • Parcel number: 202633016.0013.00003.0
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Garden
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1,564 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$101$1,212
Property Taxes $421$5,052
Electricity $197$2,366
Total$1,806$21,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 33543$182
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33543$226
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$237,500
2026-04-07Price change$238,000
2026-03-23Price change$239,000
2026-02-23Listed for sale$241,999
2026-02-14Listing removed$3,450
2026-02-08Listed for rent$3,450
2026-02-07Listing removed$2,750
2026-02-06Listed for rent$2,750
2026-02-05Listing removed$2,750
2026-01-08Price change$2,750
2026-01-05Listed for rent$3,000
2026-01-04Listing removed$3,000
2025-12-25Listed for rent$3,000
2024-10-01Listing removed$2,910
2024-09-09Listed for rent$2,910
2024-01-29Listing removed--
2024-01-17Listed for rent$2,200
2024-01-12Sold$256,000
2023-12-21Pending sale$269,000
2023-11-02Price change$269,000
2023-10-19Price change$275,000
2023-08-24Price change$276,000
2023-08-10Price change$278,000
2023-08-04Listed for sale$282,000
2023-07-28Pending sale$282,000
2023-07-20Listed for sale$282,000
2023-07-05Sold$230,500
2004-07-13Sold$119,900

For Sale by Agent

AgentCynthia Clonts
BrokerageACE REALTY & AUCTION LLC

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