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16 N 5th St, Fulton, NY, 13069

5beds
2baths
1,344sqft
$199,900
$149price/sqft
$1,688/moest. monthly cost
$67,520/yrincome needed

About This Home

Walk through the front door and YOU ARE HOME with this fully renovated 5-bedroom, 2-bathroom home where classic character meets modern convenience. Every detail has been thoughtfully updated—everything is new, offering peace of mind and turnkey living. Stunning restored original woodwork and beautifully refinished hardwood floors showcase the home's craftsmanship and charm, while tasteful updates throughout provide a fresh, contemporary feel. The grand foyer welcomes you with an impressive staircase and striking details that make a lasting first impression. The beautifully updated kitchen features modern finishes, new cabinetry, updated countertops, and contemporary fixtures, creating a stylish and functional space for cooking and gathering. Situated on a desirable corner lot, this property also features a generous garage. If you're looking for a home that combines historic beauty with modern upgrades, this exceptional residence is a must-see. Close to 481, the main corridor between Oswego and Syracuse. Close to shops, restaurants and the Oswego River.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Granby Elementary SchoolGrades PK-60.9 mi
5/10
4/10
G Ray Bodley High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1908

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Living/Dining Room
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Gas,Radiant

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 35040023604800070180000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 4,159 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 63 x 66

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$108$1,296
Property Taxes $324$3,888
Electricity $246$2,954
Total$1,688$20,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,874/yr
40% on housing$50,640/yr
45% on housing$45,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 13069$108
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13069$119
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$199,900
2026-06-12Listed for sale$199,900
2022-09-12Sold$42,000
2022-05-19Sold$37,000
2021-01-20Listing removed--
2020-07-08Pending sale$19,900
2020-06-19Price change$19,900
2020-05-19Price change$22,000
2020-05-04Price change$28,000
2019-09-18Listed for sale$34,900
2017-10-21Listing removed$35,900
2017-09-15Price change$35,900
2017-05-04Listed for sale$39,900
1998-09-29Sold$58,336
1995-06-06Sold$51,500

For Sale by Agent

AgentMeagan Keib
BrokerageCentury 21 Leah's Signature

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