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52 Garden St APT B2, Cambridge, MA, 02138

3beds
2baths
1,335sqft
$899,900
$674price/sqft
$5,525/moest. monthly cost
$221,000/yrincome needed

About This Home

Seller will Pay up to 12 months of Condo fee!!! From the moment you step inside, you'll be captivated by the abundance of natural light. Windows in every room—including the living areas, kitchen, all three bedrooms, both bathrooms, and even the hallway—fill the home with sunshine, creating an airy, welcoming atmosphere that feels far more spacious than expected. Thoughtfully renovated with both style and functionality in mind, the well-designed layout offers the perfect balance of open-concept living and private retreats. Whether you're entertaining guests, working from home, or enjoying a quiet evening in, this home adapts effortlessly to your lifestyle. Just beyond your front door, beautifully landscaped gardens, inviting outdoor seating areas, and meticulously maintained common grounds provide peaceful spaces to unwind, enjoy your morning coffee, or connect with neighbors and friends. Some homes simply check the boxes. Others create a feeling the moment you walk in. This is one of those rare homes that truly feels like home. Don't miss this oppurtunity!

Getting Around

91
WalkingWalker's Paradise
76
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

9/10
Maria L. Baldwin SchoolGrades PK-50.5 mi
8/10

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Rubber
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2002

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Building

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,335

Heating & Cooling

  • Heating features: Steam,Natural Gas,Common
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,335
  • Total interior livable area: 1,335 sqft

Property

Details

  • Parcel number: M:0215 B:0033 L:00B2,4407392
  • Zoning: R6

Features

  • Exterior features: Garden

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$150$1,800
Property Taxes $471$5,652
Electricity $354$4,259
Total$5,525$66,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,428/yr
40% on housing$165,750/yr
45% on housing$147,333/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$674This listing

vs Other Active Listings

Avg $/sqft

ZIP 02138$844
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02138$1,072
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$840,000
2026-08-05Listing removed$899,900
2026-07-22Price change$899,900
2026-06-29Listed for sale$1,049,900
2026-06-29Listing removed$1,049,900
2026-06-19Listed for sale$1,049,900
2026-05-12Sold$580,000
2026-03-31Listing removed$3,650
2026-03-30Listed for rent$3,650
2026-03-30Listing removed$3,650
2026-01-23Price change$3,650
2025-12-21Listed for rent$3,800
2025-12-11Listing removed$700,000
2025-11-06Listed for sale$700,000
2025-10-06Listing removed$799,999
2025-07-20Listed for sale$799,999
2024-12-11Listing removed$829,000
2024-08-24Price change$829,000
2024-06-30Listed for sale$839,000
2022-09-04Listing removed--
2022-07-22Listed for rent$4,000
2022-07-15Listing removed$808,000
2022-06-16Listed for sale$808,000
2018-11-01Listing removed$3,100
2018-10-09Price change$3,100
2018-09-30Listed for rent$3,500
2011-07-01Sold$305,000
2011-02-16Sold$379,587
2004-09-01Sold$250,000

For Sale by Agent

AgentMarie White
BrokerageLAER Realty Partners

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