2408 89th St NW, Bradenton, FL, 34209
About This Home
NEW PRICE ADJUSTMENT ~ WATERFRONT LIVING WITHOUT THE MAINTENANCE~ Discover this meticulously maintained 3-bedroom, 2-bath residence in a highly sought-after, maintenance-free waterfront community in NW Bradenton—now offered at an improved price. Designed for effortless Florida living, this home combines privacy, comfort, and resort-style amenities just minutes from beaches and nature preserves. The inviting open floor plan is ideal for both everyday living and entertaining. The well-appointed kitchen features granite countertops, generous cabinetry, and a seamless connection to the main living areas—perfect for hosting family and friends. The spacious primary suite offers a spa-like bath with garden tub, walk-in shower, and a custom California closet. Each additional bedroom also includes California closets for exceptional storage and organization. Enjoy peaceful open-space views, lush landscaping, and your own private cocktail pool—visible from multiple rooms throughout the home. A wraparound screened patio creates a tranquil outdoor retreat for morning coffee or evening relaxation. The garage is equipped with a split A/C system, providing year-round comfort and added versatility. Residents enjoy exclusive community amenities including a waterfront pool, tennis courts, clubhouse with kitchen, and a private dock—perfect for fishing, relaxing, or taking in stunning views of Tampa Bay, the Sunshine Skyway Bridge, and unforgettable sunsets. Lawn maintenance is included, allowing you to fully embrace the Florida lifestyle. Outdoor enthusiasts will appreciate the close proximity to Robinson Preserve with its scenic trails, kayaking, biking, and birdwatching. The sugar-sand beaches of Anna Maria Island, Palma Sola Botanical Park, DeSoto Memorial Park, and Riverview Pointe Preserve are all just a short drive away. Recent updates include: New 4-ton A/C (2024) New pool pump (2024) Split A/C system for garage (2022) New roof (2018) Conveniently located near shopping, dining, and medical facilities, this NW Bradenton gem offers exceptional value, location, and lifestyle. Schedule your private showing today. Most furnishings may be purchased under a separate agreement.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Skylight(s)
- Flooring: Tile,Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ductless,Other
Interior Area
- Total structure area: 3,116
- Total interior livable area: 1,866 sqft
Kitchen
- Features: Breakfast Bar
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: En Suite Bathroom,Garden Bath,Tub with Separate Shower Stall,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 7314901609
- Zoning: PDR/CH
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,In Ground,Screen Enclosure
- Patio & porch: Covered,Enclosed,Patio,Screened,Wrap Around
- Exterior features: Irrigation System,Other,Sidewalk,Tennis Court(s)
- Has view: Yes
- View description: Garden,Trees/Woods,Bay/Harbor - Full
- Has water view: Yes
- Water view: Bay/Harbor - Full
- On waterfront: Yes
- Waterfront features: Bay/Harbor,River Front,Bay/Harbor Access,River Access,Fishing Pier
- Waterbody name: TAMPA BAY
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 9,801 sqft
- Features: Landscaped,Near Marina,Sidewalk
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Other
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,387 | $40,644 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $728 | $8,736 |
| Electricity | $197 | $2,366 |
| Total | $4,556 | $54,672 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $699,000 |
| 2026-02-03 | Price change | $719,000 |
| 2026-01-02 | Price change | $724,900 |
| 2025-10-25 | Listed for sale | $729,900 |
| 2025-06-10 | Listing removed | $795,000 |
| 2025-03-10 | Listed for sale | $795,000 |
| 2024-07-11 | Listing removed | $949,900 |
| 2024-04-15 | Listed for sale | $949,900 |
| 1998-09-08 | Sold | $174,000 |
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