See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9300 Baytowne Wharf Blvd Unit 123, Miramar Beach, FL, 32550

0beds
1baths
349sqft
$200,000
$573price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

NEW PRICE!! Resort Life in this beautiful Studio in Baytowne Wharf! Beautifully updated first-floor studio with a charming white picket-fenced backyard--light, bright, and rental-ready! Features 10-ft ceilings, new A/C (2023), and all-new furnishings, décor, bedding, lighting, drapes, and refreshed tile (2022). Just steps from The Village of Baytowne Wharf with dining, shopping, and live music. King bed and queen sleeper sofa make it perfect for a small family. Enjoy nearby tennis, beach access via shuttle, and Sandestin's resort amenities--7 miles of beaches, 4 golf courses, 15 tennis courts, a marina, fitness center, spa, and more! Strong rental history and priced to sell--a rare opportunity to own in Sandestin Resort's Baytowne Wharf.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2002

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Vaulted Ceiling(s),Elevator
  • Window features: Window Treatments
  • Fireplace features: EPA Qualified Fireplace
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 60
  • Dimensions: 12 x 5

Interior Area

  • Total structure area: 349
  • Total interior livable area: 349 sqft

Master Bedroom

  • Level: First
  • Area: 48
  • Dimensions: 8 x 6

Other

  • Level: First
  • Area: 198
  • Dimensions: 18 x 11

Property

Details

  • Parcel number: 262S21420110000123

Features

  • Pool features: Heated,In Ground
  • Patio & porch: Patio
  • Exterior features: Private Yard,Tennis Court(s)

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$254$3,048
Property Taxes $151$1,812
Electricity $197$2,366
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$432
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$200,000
2026-03-16Price change$224,900
2025-11-13Listed for sale$229,900
2025-10-26Listing removed$258,900
2025-03-31Price change$258,900
2024-11-01Listed for sale$269,900
2024-09-30Listing removed$269,900
2024-02-13Price change$269,900
2023-10-27Listed for sale$249,900
2021-12-17Sold$205,000
2021-11-30Pending sale$220,000
2021-11-03Price change$220,000
2021-10-20Pending sale$225,000
2021-10-15Listed for sale$225,000
2021-07-13Sold$189,000
2016-07-08Sold$120,000
2016-03-16Price change$127,900
2015-09-18Price change$124,900
2014-09-12Listed for sale$132,000
2003-10-16Sold$186,000
2002-05-10Sold$133,000

For Sale by Agent

AgentDebbie L Bell
BrokerageThe Agency Northwest Florida Beaches

Similar Homes