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50 Surf Song Ln #D-212, Miramar Beach, FL, 32550

2beds
3baths
1,471sqft
$950,000
$646price/sqft
$6,908/moest. monthly cost
$276,320/yrincome needed

About This Home

This low-density coastal retreat offers five-star amenities and is among the most highly sought after resort along Scenic Gulf Drive. The sprawling residence features three covered patios with private stairs leading directly to the pool and beach just steps from your back door. Included with your purchase are TWO garage parking spaces and a coveted locked storage cage for all your toys. Sun-filled rooms with walls of windows that capture endless blue skies and sparkling aqua waters.Showcasing today's sought-after warm stained wood cabinetry, solid wood furnishings, and quality finishes throughout. Gulf-front en-suite bedrooms with 3 1/2 baths. Beautifully decorated with soothing colors perfect for your stay-cation! Enjoy sweeping southwest gulf views and breathtaking sunsets overlooking the community amenities which include nearly 500 feet of private beach, a resort-style pool with spa, fitness center, and owner clubhouse securely fenced and gated. Ideally located along 6 miles of sidewalks for biking and walking, as well as easy access to restaurants, shops, and live music venues.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2003

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Family Room

  • Level: First
  • Area: 150
  • Dimensions: 10 x 15

Features

  • Breakfast Bar,Recessed Lighting,Owner's Closet,Pantry,Split Bedroom
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,471
  • Total interior livable area: 1,471 sqft

Kitchen

  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Master Bedroom

  • Level: First
  • Area: 216
  • Dimensions: 18 x 12

Property

Details

  • Parcel number: 302S214263000D2120

Features

  • Pool features: Heated,In Ground
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Parking

  • Total spaces: 2
  • Parking features: Deeded,Guest,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$1,210$14,520
Property Taxes $698$8,376
Electricity $197$2,366
Total$6,908$82,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,845/yr
40% on housing$207,240/yr
45% on housing$184,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$646This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$429
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-16Listed for sale$950,000
2012-10-03Sold$370,000
2011-11-03Price change$410,000
2010-01-09Price change$498,000
2009-12-26Price change$523,000
2009-12-09Price change$548,000
2009-11-25Price change$573,000
2009-08-08Listed for sale$598,000
2004-03-11Sold$600,000
2003-07-01Sold$378,900

For Sale by Agent

AgentDiane Green
BrokerageNewman Dailey Resort Properties

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