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11303 Clear Oak Cir, New Port Richey, FL, 34654

3beds
2baths
1,854sqft
$330,000
$178price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

Welcome to this BEAUTIFULLY MAINTAINED 3-BEDROOM, 2-BATH HOME in the HIGHLY DESIRABLE 55+ SUMMERTREE COMMUNITY! Designed for both comfort and style, this home boasts a BRIGHT, OPEN FLOOR PLAN with SOARING CEILINGS and an ABUNDANCE OF NATURAL LIGHT. The SPACIOUS LIVING ROOM flows effortlessly into the FORMAL LIVING/DINING ROOM COMBINATION, which then opens into the INVITING FAMILY ROOM. From here, step out onto the SCREENED-IN PATIO, where LARGE PAVERS surround a GORGEOUS POOL AND SPA, creating the PERFECT RETREAT for relaxation or entertaining. The EAT-IN KITCHEN is a chef’s delight, featuring STYLISH CABINETRY, AMPLE COUNTER SPACE, PENDANT LIGHTING, PLANT SHELVES, a BREAKFAST BAR, and a LARGE PANTRY for all your storage needs. The PRIMARY BEDROOM SUITE is a PRIVATE OASIS, complete with a WALK-IN CLOSET and a LUXURIOUS ENSUITE BATHROOM featuring DUAL SINKS and a WALK-IN SHOWER. The SPLIT FLOOR PLAN offers TWO ADDITIONAL SPACIOUS BEDROOMS, ensuring privacy for guests or a HOME OFFICE SETUP. A DEDICATED LAUNDRY ROOM with EXTRA CABINET SPACE adds convenience to everyday living. OUTSTANDING UPGRADES: NEW ROOF 2022, AC 2025, INTERIOR PAINT 2025, NEW LUXURY LAMINATE FLOORING 2025. Beyond your front door, SUMMERTREE is bursting with activity! This GOLF CART-FRIENDLY COMMUNITY offers a PRIVATELY OWNED GOLF COURSE, FITNESS CENTER, POOL, PICKLEBALL AND SHUFFLEBOARD COURTS, GAME ROOMS, LIBRARY, WORKOUT ROOM, and so much more. From TENNIS and YOGA to SOCIAL EVENTS, CARD GAMES, and LINE DANCING, there’s always something happening in this VIBRANT COMMUNITY! Don’t miss the chance to live in this ACTIVE, AMENITY-RICH NEIGHBORHOOD—schedule your private tour today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
2/10
Hudson Middle SchoolGrades 4-86.0 mi
2/10
Fivay High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,613
  • Total interior livable area: 1,854 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 299
  • Dimensions: 23x13

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 0825170070000000750
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Auto Cleaner,Gunite,Heated,In Ground,Lighting,Salt Water,Screen Enclosure,Self Cleaning,Tile
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters,Sidewalk
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.31 Acres
  • Features: Conservation Area

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$234$2,808
Property Taxes $414$4,968
Electricity $197$2,366
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 34654$135
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34654$190
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$350,000
2025-05-12Sold$325,000
2025-04-13Pending sale$325,000
2025-03-27Listed for sale$325,000
2018-10-12Sold$214,500
2018-08-27Price change$219,900
2018-08-11Listed for sale$229,999
2010-07-24Listing removed$171,900
2009-10-20Sold$150,000
2009-07-24Listed for sale$171,900
2003-07-28Sold$33,500

For Sale by Agent

AgentMagdalena Paszkowski
BrokerageHOMEFRONT REALTY

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