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208 LAKE GEORGE POINT Drive, Georgetown, FL, 32139

3beds
3baths
2,720sqft
$775,000
$285price/sqft
$6,753/moest. monthly cost
$270,120/yrincome needed

About This Home

Welcome to your private waterfront paradise where the majestic St. John's River meets Lake George. This stunning three-bedroom, three-bathroom home offers the perfect blend of luxury, serenity, and adventure, all behind a gated entrance for ultimate privacy. Positioned on a prime stretch of water with direct ocean access, this exceptional property is a dream for boaters and nature lovers alike. Step outside to your beautiful private dock, ideal for fishing, entertaining, or setting off for a day on the water. Inside, the home boasts spacious living areas filled with natural light and breathtaking water views from nearly every room. The open-concept layout seamlessly connects the living, dining, and kitchen spaces, perfect for hosting family and friends. Each of the three generously sized bedrooms offers comfort and privacy, while having the convenience of 3 full bathrooms. Such a rare opportunity, to own a gated, deepwater home with ocean access on this beautiful stretch of water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,720 sqft

Property

Details

  • Parcel number: 121326065000000083
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Boat Lift,Boat Slip,Dock
  • Fencing: Other,Vinyl
  • Has view: Yes
  • View description: Lake,River
  • Has water view: Yes
  • Water view: Lake,River
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Ocean Access,River Front

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 0.65

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$1,574$18,888
Property Taxes $988$11,856
Electricity $273$3,284
Total$6,753$81,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,531/yr
40% on housing$202,590/yr
45% on housing$180,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 32139$110
Putnam County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 32139$100
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$849,000
2025-03-03Listed for sale$899,000
2020-09-18Sold$330,000
2020-08-20Pending sale$375,000
2020-05-07Listed for sale$375,000

For Sale by Agent

AgentDonald Lee Oxley
BrokerageWATSON REALTY CORP

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