6627 Thomas Dr #301, Panama City Beach, FL, 32407
About This Home
Indulge in the pinnacle of coastal luxury at Sterling Beach. This expansive 3-bedroom, 3-bath Gulf-front residence offers 2,274 sq. ft. of refined elegance and uninterrupted, panoramic views of the emerald waters and sugar-white sands of Panama City Beach through soaring floor-to-ceiling windows. Designed with sophistication and comfort in mind, the open-concept living and dining areas flow seamlessly, anchored by a chef-inspired kitchen featuring a striking granite island, high-end stainless steel appliances, and custom cabinetry—ideal for entertaining with style. The lavish primary suite is a serene sanctuary, boasting a private balcony with mesmerizing Gulf views and a spa-like ensuite bath with an oversized walk-in shower, dual vanities, and elevated finishes throughout. Generously sized guest suites offer privacy and comfort for family or visitors. Every detail reflects upscale coastal living—tile flooring, crown molding, recessed lighting, and timeless architectural touches. Sterling Beach pampers residents with over 300 feet of pristine Gulf frontage, a 4,000 sq. ft. beachfront pool, seasonally heated spa, state-of-the-art fitness center, private 48-seat theater, and more—all nestled on the tranquil east end of Thomas Drive, just minutes from fine dining, boutique shopping, and the award-winning St. Andrews State Park. This is not just a condo—it's a lifestyle. Own your piece of paradise at one of Panama City Beach's most exclusive addresses.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Cooktop,Wine Cooler
Bedroom
- Level: First
- Dimensions: 11 x 13
Bedroom
- Level: First
- Dimensions: 17.1 x 13.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 11.1 x 17.3
Features
- Entrance Foyer,Home Theater
- Fireplace features: Gas
- Fireplace: Yes
Foyer
- Level: First
- Dimensions: 10 x 7.3
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Ceiling Fan(s),Multi Units
Interior Area
- Total structure area: 2,274
- Total interior livable area: 2,274 sqft
Kitchen
- Level: First
- Dimensions: 16.5 x 11.5
Laundry
- Level: First
- Dimensions: 6.9 x 10.4
Living Room
- Level: First
- Dimensions: 25.1 x 17.3
Master Bathroom
- Level: First
- Dimensions: 11.7 x 9.1
Master Bedroom
- Level: First
- Dimensions: 12.6 x 18.2
Other
- Level: First
- Dimensions: 5.1 x 9.1
Other
- Level: First
- Dimensions: 9.3 x 10.2
Other
- Features: Balcony
- Level: First
- Dimensions: 7.3 x 13.8
Other
- Features: Balcony
- Level: First
- Dimensions: 14.2 x 17.5
Property
Details
- Parcel number: 30585991008
- Attached to another structure: Yes
- Zoning description: Resort
- Special condition: Listed As-Is
Features
- Stories: 17
- Pool features: Gunite,Gas Heat,In Ground,Salt Water,Community
- Patio & porch: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
- Waterfront features: Gulf,Shoreline - Sand
- Frontage length: 300
Lot
- Features: Paved
- Lot size dimensions: Condo
Parking
- Parking features: Additional Parking,Circular Driveway,Paved,Parking Lot,Gated
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,079 | $84,948 |
| Home Insurance * | $505 | $6,060 |
| Property Taxes | $1,546 | $18,552 |
| Electricity | $228 | $2,746 |
| Total | $9,358 | $112,296 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $1,400,000 |
| 2025-04-01 | Listed for sale | $1,590,000 |
| 2025-04-01 | Listing removed | $1,600,000 |
| 2024-12-31 | Price change | $1,600,000 |
| 2024-11-11 | Price change | $1,665,000 |
| 2024-10-15 | Price change | $1,690,000 |
| 2024-09-10 | Listed for sale | $1,700,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-08-05 | Sold | $695,000 |
| 2019-05-21 | Price change | $714,000 |
| 2019-05-18 | Price change | $725,000 |
| 2019-05-18 | Pending sale | $695,000 |
| 2019-05-02 | Price change | $695,000 |
| 2019-04-15 | Listed for sale | $699,000 |
| 2019-04-06 | Pending sale | $699,000 |
| 2019-04-03 | Listed for sale | $699,000 |
| 2019-03-31 | Pending sale | $699,000 |
| 2019-03-30 | Price change | $699,000 |
| 2019-03-17 | Price change | $709,000 |
| 2019-03-08 | Price change | $726,000 |
| 2019-02-17 | Price change | $711,000 |
| 2019-02-14 | Price change | $716,000 |
| 2018-12-05 | Price change | $715,000 |
| 2018-11-29 | Listed for sale | $705,000 |
| 2017-12-13 | Listing removed | $705,000 |
| 2014-02-13 | Sold | $500,000 |
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