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12536 W SAINT MORITZ Lane, El Mirage, AZ, 85335

3beds
2baths
1,308sqft
$315,000
$241price/sqft
$2,018/moest. monthly cost
$80,720/yrincome needed

About This Home

Move-in ready, energy-efficient, and perfect for first-time buyers! This updated 3-bedroom, 2-bath home offers style and value. Featuring solar for added energy savings, this home welcomes you with soaring vaulted ceilings and updated wood-look flooring that create a bright, open feel. The spacious eat-in kitchen includes a breakfast bar, making it perfect for casual meals and entertaining. A generous 2-car garage provides plenty of storage for tools, hobbies, and everyday essentials. Ideally located near the community park, this home offers easy access to outdoor recreation while maintaining a peaceful neighborhood setting. Whether you're searching for your first home or a smart investment, this move-in-ready gem is one you won't want to miss!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
7/10
Valley Vista High SchoolGrades 7-123.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Santa Barbara/Tuscan
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Cooktop,Water Purifier
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Eat-in Kitchen,Breakfast Bar,No Interior Steps,Vaulted Ceiling(s),3/4 Bath Master Bdrm,Laminate Counters
  • Window features: Solar Screens,Double Pane Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Property

Details

  • Parcel number: 50913453

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 5,040 sqft
  • Features: North/South Exposure,Desert Back,Desert Front,Synthetic Grass Back

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $95$1,140
Property Taxes $115$1,380
Electricity $216$2,603
Total$2,018$24,216

Income You'd Need if You Spent...

35% on housing$69,188/yr
40% on housing$60,540/yr
45% on housing$53,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 85335$141
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85335$220
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$315,000
2023-01-30Sold$347,500
2022-11-28Price change$347,500
2022-11-04Listed for sale$350,000
2004-04-22Sold$122,489

For Sale by Agent

AgentGeorge Laughton
BrokerageEveryPlace

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