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314 S 13th St, Saint Helens, OR, 97051

3beds
3baths
1,292sqft
$365,500
$283price/sqft
$2,606/moest. monthly cost
$104,240/yrincome needed

About This Home

This property is eligible under the Freddie Mac First Look Initiative through 05/03/2026. Located within proximity to Columbia River boat launch. Home located at the end of street.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

1/10
St Helens Middle SchoolGrades 6-80.5 mi
5/10
St Helens High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Bathroom,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,292
  • Total interior livable area: 1,292 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Bathroom,Walkin Closet
  • Level: Upper

Property

Details

  • Parcel number: 10941

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 5,662 sqft
  • Features: Level,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Extra Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Heat Wave
Tsunami

FEMA Declared Disasters in Columbia County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,848$22,176
Home Insurance *$92$1,104
Property Taxes $490$5,880
Electricity $176$2,119
Total$2,606$31,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,348/yr
40% on housing$78,180/yr
45% on housing$69,493/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 97051$231
Columbia County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 97051$256
Columbia County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$379,900
2025-12-05Sold$318,700
2021-06-17Sold$357,500
2021-05-17Pending sale$350,000
2021-05-11Listed for sale$350,000
2015-09-30Sold$189,900
2015-09-04Pending sale$189,900
2015-08-27Price change$189,900
2015-08-21Price change$193,973
2015-07-25Listed for sale$195,000
2014-07-03Sold$142,000
2014-03-26Pending sale$132,000
2014-03-22Listed for sale$132,000
2005-07-08Sold$163,900
2004-06-28Sold$152,000

For Sale by Agent

AgentJamie Girvin
BrokerageColdwell Banker Bain

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