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1190 Elm St, Vernonia, OR, 97064

3beds
2baths
1,512sqft
$325,000
$215price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

Improved Price--Enjoy small town living with easy access to a wealth of outdoor recreation yet short commute to several major employment hubs. This spacious double-wide manufactured home on its own lot features 3 bedroom, 2 full bathrooms, plus office/bonus room. Primary bedroom suite boasts walk-in closet, ceiling fan, large soaking tub plus separate walk-in shower. Kitchen provides generous cabinetry with a skylight, breakfast nook and eat bar. Economical natural gas. Large (10'X 60') private decks on side and back of home. Easy access to Banks-Vernonia Linear and CZ Trails, Nehalem River, and Vernonia Mill Pond which is regularly stocked with trout.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
6/10
Vernonia Middle SchoolGrades 6-80.3 mi
3/10
Vernonia High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Range Hood,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 130

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors,Wallto Wall Carpet
  • Level: Main
  • Area: 99

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Eat-in Kitchen,Closet,Eat Bar,Double Vanity,Soaking Tub,Walk-In Closet(s),Walkin Shower
  • Door features: Sliding Doors
  • Window features: Vinyl Frames,Skylight(s)
  • Flooring: Wall to Wall Carpet

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Features: Dishwasher, Disposal, Eat Bar, Microwave, Skylight,Double Sinks
  • Level: Main
  • Area: 126

Living Room

  • Features: Vaulted Ceiling, Wallto Wall Carpet
  • Level: Main
  • Area: 288

Master Bedroom

  • Features: Ceiling Fan,Soaking Tub, Walkin Closet, Walkin Shower, Wallto Wall Carpet
  • Level: Main
  • Area: 169

Office

  • Features: Wallto Wall Carpet
  • Level: Main
  • Area: 132

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,One Level,Walkin Shower,Accessibility

Details

  • Parcel number: 22360
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7,405 sqft
  • Features: Flood Zone,Level,SqFt 7000 to 9999

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Cold Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Columbia County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$106$1,272
Property Taxes $526$6,312
Electricity $176$2,119
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 97064$203
Columbia County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 97064$261
Columbia County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$299,000
2026-07-25Listed for sale$325,000
2006-02-01Sold$105,000
2002-01-04Sold$50,170

For Sale by Agent

AgentAllen Marshall
BrokerageNorthwest Real Estate Services

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