See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4515 Lindsay Ln, Matthews, NC, 28105

3beds
2baths
2,826sqft
$853,450
$302price/sqft
$5,389/moest. monthly cost
$215,560/yrincome needed

About This Home

Come explore this stunning ranch home with all it's charm and great location in Matthews, NC. Recently built Mint Hill Elementary School & new restaurants & shopping minutes away. Split floor plan with 3 bedrooms and 2 full bathrooms, a spacious kitchen with ample storage, walk in pantry and quick access to a large covered terrace for entertaining and relaxation. Bright sunroom with kitchenette and amazing five speaker system installed for enchanting sound to enjoy while listening to music or watching your favorite shows. Two deep skylights in the entrance hall bring in tons of natural light. All furniture is available for sale so please let us know if you like any of the personal property. House was built in 2019 so everything is practically new. The guest bathroom has new flooring installed and the amazing living room has a radiant electric fireplace & superb line of sight to other rooms of the house. The custom laundry room has a rustic barn door access and is conveniently located to the secondary bedrooms. Primary Bedroom is just gorgeous, tray ceiling, computer niche, ensuite bathroom with shower stall and separate soaking tub. Walk in closets in all the bedrooms, beautiful flooring throughout along with classic fixtures that add to the overall appeal. Over a half acre of land, an extensive firepit and paver work, a fenced is area for animals if you choose to have them. Currently the owners have a few chickens at the back of the property. Back yard is totally fenced in with gate at either side, covered parking for four vehicles, low traffic and quick access to the pond that connects to Idlewild Park & the Irwin Creek Greenway. Also, there huge space in the attic for anyone wishing to expand living quarters if desired.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Crown Point ElementaryGrades PK-50.9 mi
5/10
Mint Hill Middle SchoolGrades 6-81.1 mi
6/10
David W Butler HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Ice Maker
  • Laundry features: In Hall,Laundry Closet,Main Level

Bedroom S

  • Features: Split BR Plan,Walk-In Closet(s)
  • Level: Main
  • Area: 182.125
  • Dimensions: 11' 9" X 15' 6"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,826

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,826
  • Total interior livable area: 2,826 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),Computer Niche,En Suite Bathroom,Garden Tub,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main
  • Area: 255.5
  • Dimensions: 18' 3" X 14' 0"

Property

Details

  • Parcel number: 19305111
  • Zoning: R-15
  • Special condition: Standard
  • Other equipment: Surround Sound
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit,Livestock Run In,Storage
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.54 Acres
  • Features: Level,Private,Wooded
  • Lot size dimensions: 102 x 240 x 90 x 119 x 120

Parking

  • Total spaces: 8
  • Parking features: Attached Carport,Parking Space(s)
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,315$51,780
Home Insurance *$274$3,288
Property Taxes $537$6,444
Electricity $263$3,158
Total$5,389$64,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,765/yr
40% on housing$161,670/yr
45% on housing$143,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$265
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$853,450
2021-03-24Listing removed--
2018-08-21Sold$52,000
2016-09-12Sold$25,000
2015-08-31Listed for sale$45,000

For Sale by Agent

AgentKevin Geyer
BrokerageKeller Williams South Park

Similar Homes