See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

17081 W Bernardo Dr Unit 107, San Diego, CA, 92127

2beds
2baths
955sqft
$515,000
$539price/sqft
$3,569/moest. monthly cost
$142,760/yrincome needed

About This Home

Move-in ready 2BD/2BA ground floor condo in the gated Waterbridge community of Rancho Bernardo. This home features all new carpet and like new vinyl flooring in the living room and kitchen, fresh interior paint, granite countertops in the kitchen and bathroom, and like new kitchen cabinetry. The spacious primary bedroom offers a floor to ceiling mirrored closet, while the covered patio includes a laundry closet. Both bathtubs have been resurface and the electric range will be replaced new! Residents can enjoy the amenities including pools, spas, a fitness center, clubhouse, playground, BBQ areas, scenic ponds, and lush landscaped grounds. Located in the highly rated Poway Unified School District with convenient access to shopping, dining, parks, and I-15.

Getting Around

48
WalkingCar-Dependent
35
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Electric Oven
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 955
  • Total interior livable area: 955 sqft

Property

Details

  • Parcel number: 2735702123

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: Community/Common
  • Spa features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$76$912
Property Taxes $491$5,892
Electricity $398$4,786
Total$3,569$42,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,365/yr
40% on housing$107,070/yr
45% on housing$95,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$539This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$673
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$515,000
2012-06-26Listing removed$1,425
2012-04-04Listed for rent$1,425
2004-10-11Sold$333,000

For Sale by Agent

AgentDenny D Tran
BrokerageDT America Realty

Similar Homes