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621 Winter Wood Dr, Matthews, NC, 28105

4beds
3baths
1,931sqft
$475,000
$246price/sqft
$3,026/moest. monthly cost
$121,040/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 2.5-bath home built in 1981, full of original character. The first floor features a laundry area in a half-bath mudroom combo by the side kitchen entrance, along with an eat-in kitchen, a separate dining room, a spacious living room, and a cozy den with a fireplace. Upstairs, the primary bedroom boasts an ensuite, while the three additional bedrooms share a large full bathroom. The driveway easily accommodates four vehicles. Out back, you’ll find a two-story shed perfect for converting into an office, studio, or workshop, plus two smaller sheds for extra storage. Sellers are not making updates, and the property is being sold as-is.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Matthews ElementaryGrades K-52.0 mi
4/10
Mint Hill Middle SchoolGrades 6-81.3 mi
6/10
David W Butler HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Washer
  • Laundry features: Electric Dryer Hookup,In Bathroom,Mud Room,Other

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry,Storage,Walk-In Closet(s)
  • Door features: Screen Door(s),Sliding Doors
  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Den
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,931

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,931
  • Total interior livable area: 1,931 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 19333767
  • Zoning: R-12
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage,Other - See Remarks
  • Fencing: Back Yard,Full

Lot

  • Lot size: 0.28 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$152$1,824
Property Taxes $273$3,276
Electricity $200$2,405
Total$3,026$36,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,748/yr
40% on housing$90,780/yr
45% on housing$80,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$266
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$475,000
1999-07-16Sold$126,000

For Sale by Agent

AgentShawn Meachem
BrokerageCostello Real Estate and Investments LLC

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