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876 Cardinal Ln, Lewisberry, PA, 17339

3beds
2baths
2,045sqft
$389,900
$191price/sqft
$2,833/moest. monthly cost
$113,320/yrincome needed

About This Home

Price improvement to 379,900! Open house this Sunday 8/16/26 from 1-3pm Welcome to your year-round retreat nestled in the peaceful beauty of Silver Lake. This nearly brand-new home has been completely renovated from top to bottom and offers 3 bedrooms, 2 bathrooms, and 2,035 square feet of beautifully updated living space. This lot includes 2 parcels! From the moment you arrive, the breathtaking lake views will melt away daily stress and set the tone for relaxation. Inside, you'll find a modern open floor plan featuring a stunning kitchen with white cabinetry, quartz countertops, stainless steel appliances, and a stylish tile backsplash. Luxury vinyl plank flooring flows throughout the kitchen, dining area, and family room, creating a seamless and contemporary living space. The spacious bathrooms feature tiled showers and luxury vinyl plank flooring, while the private second-floor primary suite offers a peaceful retreat complete with incredible lake views. Step outside to the oversized deck, the perfect place to unwind, entertain, or simply enjoy the tranquil surroundings. Silver Lake offers year-round recreation, including fishing, paddling in non-motorized boats, and ice skating during the winter months. Nature enthusiasts will appreciate the abundance of wildlife and scenic surroundings. Beyond the lake, you'll enjoy convenient access to Ski Roundtop, Gifford Pinchot State Park, and major commuter routes including I-81, I-83, and the Pennsylvania Turnpike. More than just a home, the Silver Lake community offers a lifestyle of peace, recreation, and natural beauty.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Newberry El SchoolGrades K-43.8 mi
7/10
Crossroads Middle SchoolGrades 7-83.6 mi
7/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stick Built

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom1

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Walk-In Shower
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main

Bedroom3

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Family Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,045

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,045
  • Total interior livable area: 2,045 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Laundry

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 270002500300000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake
  • Waterbody name: Silver Lake

Lot

  • Lot size: 10,018 sqft
  • Features: Backs to Trees,Cleared,Level,Open Lot

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$138$1,656
Property Taxes $500$6,000
Electricity $224$2,692
Total$2,833$33,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,131/yr
40% on housing$84,990/yr
45% on housing$75,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 17339$186
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17339$176
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$379,900
2026-08-01Price change$389,900
2026-07-31Price change$399,890
2026-07-11Price change$399,990
2026-06-30Price change$409,900
2026-06-15Listed for sale$425,000
2025-09-26Sold$100,000
2025-09-13Pending sale$114,900
2025-09-02Price change$114,900
2025-09-02Listed for sale$34,900

New Construction

AgentMELISSA PAYNE
BrokerageHoward Hanna Company-Camp Hill

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