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2316 Chateau Ct, Matthews, NC, 28105

5beds
4baths
3,252sqft
$840,000
$258price/sqft
$5,710/moest. monthly cost
$228,400/yrincome needed

About This Home

Tucked into a quiet Matthews street, this brand-new home from Northway Homes' Signature Series brings elevated new construction to one of Charlotte's most convenient suburbs. Built with the high-quality construction, thoughtful layout, and designer touches this collection is known for, this five-bedroom residence delivers style and function across 3,250 square feet. A covered front porch and welcoming foyer open into a bright, open main level anchored by a chef's kitchen with quartz countertops and matching backsplash, an oversized island, walk-in pantry, wine cooler, and under-cabinet lighting. The kitchen flows into a dining room that seats a large table and a great room warmed by an electric fireplace, all framed by smooth nine-foot ceilings, engineered hardwood floors, and Progress designer lighting throughout. Just off the living space, a covered rear porch extends the entertaining outdoors. The standout, a private main-level primary suite, complete with a spa-inspired bath featuring a tiled walk-in shower, double vanity, backlit designer mirror, and a spacious walk-in closet. A dedicated home office and generous walk-in pantry round out the first floor. Upstairs, an expansive flex space separates four additional bedrooms, each with its own walk-in closet, offering room for family, guests, or a second work-from-home setup. A well-appointed laundry room with custom shelving keeps everything convenient on the bedroom level. Outside, a Hardie board and brick exterior, covered front and rear porches, and a two-car garage complete the package. Set in the heart of Matthews, you're minutes from historic downtown Matthews, Stumptown Park, and everyday shopping and dining, with quick access to I-485 and Uptown Charlotte. Don't miss this rare opportunity to own brand-new construction in one of the area's most sought-after communities.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
5/10
Mint Hill Middle SchoolGrades 6-81.9 mi
6/10
David W Butler HighGrades 9-120.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Range,Microwave,Oven,Refrigerator,Tankless Water Heater,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Multiple Locations,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Tile,Wood
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,252

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 3,252 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 19347121
  • Zoning: R-12
  • Special condition: Standard
  • Exclusions: staging

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Enclosed,Front Porch

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$270$3,240
Property Taxes $891$10,692
Electricity $302$3,634
Total$5,710$68,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,771/yr
40% on housing$171,300/yr
45% on housing$152,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$265
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$825,000
2026-07-31Listed for sale$840,000

New Construction

AgentJake Meinberg
BrokerageCostello Real Estate and Investments LLC

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