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10132 Ashley Farm Dr, Matthews, NC, 28105

3beds
2baths
1,523sqft
$375,000
$246price/sqft
$2,426/moest. monthly cost
$97,040/yrincome needed

About This Home

This Matthews gem checks all the boxes. Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch situated on a desirable corner lot in the sought-after Matthews area, just minutes from Charlotte. From the charming front patio and classic front columns that create timeless curb appeal to the spacious two-car garage, this home offers comfort, style, and convenience. Inside, you'll appreciate the ease of one-level living with a functional layout designed for everyday living and entertaining. Step outside to a generous backyard featuring a storage shed, perfect for tools, lawn equipment, or additional storage. Enjoy the peaceful setting with a community pond located just across the street, adding to the home's inviting atmosphere. Ideally located with quick access to I-485, I-77, and Uptown Charlotte, you'll enjoy a convenient commute along with easy access to shopping, dining, parks, and entertainment.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Crown Point ElementaryGrades PK-50.5 mi
5/10
Mint Hill Middle SchoolGrades 6-81.4 mi
6/10
David W Butler HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,523

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,523
  • Total interior livable area: 1,523 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 19350215
  • Zoning: R-9(CD)
  • Special condition: Third Party Approval,None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.24 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$120$1,440
Property Taxes $210$2,520
Electricity $200$2,405
Total$2,426$29,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,177/yr
40% on housing$72,780/yr
45% on housing$64,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$267
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$375,000
1997-04-30Sold$127,000

For Sale by Agent

AgentTamilia Ward
BrokerageCarod Properties

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