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162 Ridgewood Cir, Union Grove, AL, 35175

4beds
3baths
2,867sqft
$454,900
$159price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

Welcome to this beautiful maintained 4 Bedroom, 3 Bath patio home located in the gated community of Cherokee Ridge! From the moment you enter, you'll notice the spacious layout of the living room and kitchen, complete with newly painted cabinets, stainless-steel appliances & quartz countertops. The primary bath has a large double vanity; both main floor baths boast new countertops. The large upstairs room has a full bath and office area. Other features: whole- home Generac generator for added security and protection, roof added in 2024 and a new mini spit unit upstairs in 2018. The home also offers a whole home surge protector, new gutters w/ guards & pet-friendly screen on back porch

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
Brindlee Mt High SchoolGrades 6-128.7 mi
4/10
Grassy Elementary SchoolGrades PK,3-58.8 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 65

Bathroom2

  • Features: Double Vanity,Tile
  • Level: First
  • Area: 130

Bedroom2

  • Features: Crown Molding,Carpet,Smooth Ceiling
  • Level: First
  • Area: 156

Bedroom3

  • Features: Crown Molding,Carpet,Smooth Ceiling
  • Level: First
  • Area: 130

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 418

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 170

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,867 sqft

Kitchen

  • Features: Crown Molding,Recessed Lighting,Smooth Ceiling,Tile,Quartz
  • Level: First
  • Area: 150

Laundry Room

  • Features: Wood Floor
  • Level: First
  • Area: 42

Living Room

  • Features: Crown Molding,Carpet,Recessed Lighting,Smooth Ceiling
  • Level: First
  • Area: 384

Office

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 168

Property

Details

  • Parcel number: 1204173000048.012

Lot

  • Lot size dimensions: 34 x 137 x 85 x 68 x 135

Parking

  • Parking features: Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$208$2,496
Property Taxes $113$1,356
Electricity $320$3,849
Total$2,941$35,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 35175$158
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35175$147
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$454,900
2026-04-23Price change$459,900
2026-04-11Listed for sale$469,900
2026-03-30Contingent$469,900
2026-01-14Listed for sale$469,900
2025-11-29Listing removed$475,000
2025-09-23Price change$475,000
2025-09-07Listed for sale$499,000
2025-08-30Pending sale$499,000
2025-07-12Price change$499,000
2025-05-11Listed for sale$510,000
2016-07-13Sold$215,000
2015-12-13Price change$229,900
2015-06-15Price change$244,900
2014-08-02Listed for sale$249,900

For Sale by Agent

AgentLeAndra Martin
BrokerageSouthern Elite Realty

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