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11917 Shady Oak Ct, Mint Hill, NC, 28227

5beds
4baths
3,909sqft
$875,000
$224price/sqft
$5,578/moest. monthly cost
$223,120/yrincome needed

About This Home

Welcome home to this beautifully updated 5-bedroom, 3.5-bath residence tucked away on a quiet cul-de-sac in one of Mint Hill’s most sought-after neighborhoods. The home sits on a flat, nearly one-acre lot featuring mature trees and beautifully landscaped grounds, offering both privacy and space. Every inch of this home has been thoughtfully updated with modern finishes, providing exceptional functionality and style throughout. Inside, enjoy a spacious open floor plan with multiple living areas, a gourmet kitchen ideal for entertaining, and luxurious bathrooms designed for comfort and relaxation. Bedrooms are generously sized, including a private primary suite, while additional rooms offer flexibility for guests, home offices, or bonus space. Step outside to an expansive backyard retreat complete with a sparkling in-ground pool, ample patio space, and plenty of room for outdoor activities and gatherings. Conveniently located minutes from top-rated Bain Elementary School, with easy access to I-485, Uptown Charlotte, shopping, parks, and dining. This exceptional property truly has it all—schedule your private tour today!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Bain ElementaryGrades K-50.8 mi
4/10
Mint Hill Middle SchoolGrades 6-82.5 mi
6/10
Independence HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Double Oven,Exhaust Fan,Gas Range,Microwave,Plumbed For Ice Maker,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,909

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,225
  • Total interior livable area: 3,909 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Third

Other

  • Level: Third

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 19518134
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Indoor
  • Patio & porch: Deck

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$280$3,360
Property Taxes $510$6,120
Electricity $364$4,369
Total$5,578$66,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,245/yr
40% on housing$167,340/yr
45% on housing$148,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$899,000
2026-03-19Price change$925,000
2026-03-09Listed for sale$950,000
2025-12-15Sold$910,000
2025-10-31Listed for sale$950,000
2022-01-18Sold$602,000
2021-12-20Contingent$602,000
2021-12-18Price change$619,900
2021-12-16Price change$649,900
2021-12-14Price change$615,000
2021-11-19Listed for sale$600,000
2019-05-06Sold$330,000
2019-03-07Pending sale$330,000
2019-03-02Listed for sale$330,000
2019-02-18Pending sale$330,000
2019-02-01Listed for sale$330,000
2000-08-30Sold$278,000

For Sale by Agent

AgentLuke Blackwelder
BrokerageEXP Realty LLC Ballantyne

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