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228 Thomas Jefferson Ter, Elkton, MD, 21921

5beds
4baths
3,232sqft
$449,900
$139price/sqft
$3,498/moest. monthly cost
$139,920/yrincome needed

About This Home

There's no place like home in this 5-bedroom, 3.5-bath home in Patriots Glen. A two-story tiled foyer welcomes you inside and leads to the eat-in kitchen, which features updated countertops, stainless steel appliances, tile flooring, and plenty of cabinet and counter space. Just off the kitchen, the family room includes a gas fireplace, while sliding glass doors lead to the composite deck with vinyl railings overlooking the backyard. Hardwood floors add warmth to the formal living and dining rooms. Upstairs, the spacious primary suite includes room for a sitting area, a walk-in closet, and a private bath with a soaking tub, walk-in shower, and dual vanity. Three additional bedrooms and a full hall bath complete the upper level. The mostly finished walk-out basement expands the living space with a large recreation room featuring a wet bar, a fifth bedroom, two bonus rooms, and a full bath with a walk-in shower. Additional features include a main-level laundry room, an attached 2-car garage, and a new TruDefinition® Duration® Designer AR roof installed in 2026. Residents of Patriots Glen enjoy access to community amenities including an outdoor pool, tennis courts, playgrounds, and beautifully maintained common areas. Patriots Glen Golf Club, the Tavern, and the Launch Zone driving range are also located within the community. Just minutes from shopping, dining, and major commuter routes, this home combines generous living space with a convenient location. Schedule your private tour today and see everything this Patriots Glen home has to offer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
Elkton Middle SchoolGrades 6-81.3 mi
4/10
Elkton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Permanent
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Rear Entrance,Full,Rough Bath Plumb,Space For Rooms,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Family Room

  • Features: Fireplace - Gas,Flooring - Carpet,Lighting - Ceiling
  • Level: Main
  • Area: 238
  • Dimensions: 14 X 17

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Bar
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s),Stone
  • Fireplace: Yes
  • Finished area below ground: 872
  • Finished area above ground: 2,360

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,523
  • Total interior livable area: 3,232 sqft

Kitchen

  • Features: Dining Area,Flooring - Tile/Brick,Eat-in Kitchen,Kitchen - Gas Cooking,Recessed Lighting
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Laundry

  • Level: Main

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Primary Bedroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s),Attached Bathroom
  • Level: Upper
  • Area: 289
  • Dimensions: 17 X 17

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0803116379
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck

Lot

  • Lot size: 8,937 sqft
  • Features: Suburban

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$174$2,088
Property Taxes $639$7,668
Electricity $411$4,941
Total$3,498$41,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,931/yr
40% on housing$104,940/yr
45% on housing$93,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$178
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$449,900
2014-01-29Sold$267,000
2013-10-18Pending sale$267,000
2013-10-06Listed for sale$267,000
2004-02-20Sold$261,930
2003-09-29Sold$104,000

For Sale by Agent

AgentKristin Lewis
BrokerageIntegrity Real Estate

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