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102 S Harbor St, Rockaway Beach, OR, 97136

2beds
1baths
861sqft
$325,000
$377price/sqft
$2,148/moest. monthly cost
$85,920/yrincome needed

About This Home

Escape to your own coastal sanctuary in this charming 2-bedroom Rockaway Beach cabin. The interior features new flooring throughout, unique architectural details and open floor plan. Outside, the level lot includes a nice firepit perfect for cool Oregon evenings and a versatile shed that's ideal for a dedicated workspace or hobby room. Lots of parking! Location is everything—you're just minutes from the heart of downtown. Enjoy front-row access to Rockaway's legendary 4th of July festivities, shops, and dining, all while being tucked away in a quiet neighborhood. This is the ultimate home base for peaceful coastal living.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
7/10
3/10
Neah-Kah-Nie High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Sump Pump,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 861

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 861
  • Total interior livable area: 861 sqft

Property

Details

  • Parcel number: 2N1032CD3002
  • Zoning description: RK-R2 - Rockaway Beach
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Fencing: Partial
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,484 sqft
  • Features: Level,Gentle Sloping
  • Lot size dimensions: 70 x 50 (roughly)

Parking

  • Parking features: Off Street,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami
Coastal Flooding
Strong Wind

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$67$804
Property Taxes $262$3,144
Electricity $176$2,119
Total$2,148$25,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,645/yr
40% on housing$64,440/yr
45% on housing$57,280/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 97136$262
Tillamook County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 97136
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$350,000
2017-03-31Sold$165,000
2017-03-02Pending sale$174,900
2017-02-15Listed for sale$174,900
2015-05-29Sold$100,000
2015-04-27Listed for sale$106,900
2015-03-13Sold$52,549
2015-02-11Price change$57,240
2015-01-14Price change$62,140
2014-12-13Price change$72,140
2014-11-15Price change$80,140
2014-10-16Listed for sale$89,040
2014-10-08Sold$73,000
2014-05-15Sold$143,352

For Sale by Agent

AgentCatherine M Lewis
BrokerageKeller Williams Sunset Corridor - Coast Life

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