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837 Mount Elam Rd, Fitchburg, MA, 01420

5beds
4baths
5,080sqft
$1,100,000
$217price/sqft
$8,250/moest. monthly cost
$330,000/yrincome needed

About This Home

This 5 bed/4 bath, 5000+ sq ft residence offers the perfect multi-use floor plan. Quietly nestled on 2.72 acres in sought-after Fitchburg location with easy access to RT 2.The home features soaring ceilings, dual staircases, and a grand primary suite. The main level includes hardwood floors, a tiled country kitchen with an oversized island w-seating. Included is also a separate sun-drenched home office. First floor bedroom with full bath and handicapped equipped walk in shower. Enjoy wildlife views through a spectacular wall of windows overlooking the private backyard and patio area. Practical luxury includes a pellet stove, an oversized, heated 3-car garage, hardwired back up generator, second-floor laundry, and an enormous basement ready to finish, complete with a sauna. New roof (2023), recently repaved driveway (2021), and a private well for outdoor watering enhance this homes value. Schedule your private showing today. Quick closing is possible.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

3/10
Memorial Middle SchoolGrades 6-81.5 mi
2/10
Fitchburg High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dishwasher,Range,Refrigerator,Washer,Dryer,Wine Refrigerator,Vacuum System,Range Hood
  • Laundry features: Second Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Concrete,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bathroom,Central Vacuum,Sauna/Steam/Hot Tub,Wired for Sound
  • Door features: Storm Door(s),French Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 5,080

Heating & Cooling

  • Heating features: Forced Air,Oil,Pellet Stove,Leased Propane Tank
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 5,080
  • Total interior livable area: 5,080 sqft

Kitchen

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:120R B:0002 L:1A,4413372
  • Zoning: RR

Features

  • Patio & porch: Porch,Deck - Composite
  • Exterior features: Porch,Deck - Composite,Rain Gutters,Professional Landscaping,Decorative Lighting,Screens,Garden,Stone Wall

Lot

  • Lot size: 2.72 Acres
  • Features: Wooded,Easements

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Heated Garage,Storage,Workshop in Garage,Garage Faces Side,Insulated,Paved Drive,Off Street,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$446$5,352
Property Taxes $1,241$14,892
Electricity $1,001$12,020
Total$8,250$99,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,857/yr
40% on housing$247,500/yr
45% on housing$220,000/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$211
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-24Listed for sale$1,100,000
2010-03-15Sold$480,000

For Sale by Agent

AgentKelly Kurtz
BrokerageKeller Williams Realty North Central

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