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215 Seamaster Rd, Essex, MD, 21221

5beds
4baths
2,920sqft
$509,900
$175price/sqft
$3,742/moest. monthly cost
$149,680/yrincome needed

About This Home

Stunning 5BR/3.5BA stone front home in the highly sought after Waterview community, beautifully updated and truly move in ready. Recent improvements include a new roof, new A/C system, a refreshed kitchen, and new 10×19 deck overlooking the fenced backyard. The main level offers bright, open living with a gas fireplace living room, a formal dining room that seats 8-12, a versatile study/den, and a stylishly updated kitchen with new flooring and modern stainless-steel appliances. Upstairs features three spacious bedrooms plus an expansive primary suite with a soaking tub, separate shower, and large walk in closet. The partially finished lower level adds exceptional flexibility with a 5th bedroom, full bath, and a generous recreation space ideal for media, fitness, or work from home needs. A coveted 2 car garage, additional parking pad, and a large, private backyard complete this exceptional offering. Minutes to the Beltway, shopping, and everyday conveniences. A rare opportunity in Waterview—schedule your private tour today. The home is available for tours Sunday - Saturday, 10 am - 6pm. Agents, must schedule appointments via ShowingTime.

Getting Around

67
WalkingSomewhat Walkable
45
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

2/10
2/10
2/10
Kenwood High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Area: 1104

Basement

  • Has basement: Yes
  • Basement: Partial,Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dining Area,Primary Bath(s)
  • Flooring: Hardwood,Luxury Vinyl,Other,Wood
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,220

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,324
  • Total interior livable area: 2,920 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04152400002347
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Faces Side,Storage,Garage Door Opener,Detached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$189$2,268
Property Taxes $603$7,236
Electricity $372$4,464
Total$3,742$44,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,297/yr
40% on housing$112,260/yr
45% on housing$99,786/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$535,900
2026-03-01Listed for sale$550,900
2022-08-03Sold$445,000
2022-07-10Pending sale$440,000
2022-07-01Listed for sale$440,000
2015-11-12Sold$249,000
2015-06-19Listing removed$249,900
2015-05-16Listed for sale$249,900
2015-04-14Sold$232,423
2007-03-01Sold$430,000
2006-02-09Sold$365,000
2004-02-25Sold$283,540
2003-10-14Sold$99,426

For Sale by Agent

AgentRobin Hollins
BrokerageSamson Properties

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