




221 Seamaster Rd, Essex, MD, 21221
About This Home
Welcome to 221 Seamaster Road, A beautifully maintained home offering approximately 3,400+ square feet of finished living space and exceptional flexibility for today's lifestyle. Featuring 4-5 bedrooms, 3.5 baths, a dramatic two-story foyer, and a fully finished walkout lower level, this home provides the space, comfort, and versatility buyers are searching for. The main level offers spacious formal living and dining areas, an open-concept kitchen with abundant cabinetry and workspace, and a large family room ideal for everyday living and entertaining. Natural light fills the home through numerous oversized windows, creating a bright and welcoming atmosphere throughout. The standout feature of this home is the expansive finished walkout lower level. Designed for maximum flexibility, it includes a large private bedroom with closet, a full bathroom, and two oversized finished living areas that can serve as a guest suite, home office, media room, fitness area, recreation space, or multi-generational living arrangement. The walkout design provides convenient private access and abundant natural light. Recent upgrades include a NEW ROOF and NEW FRONT PORCH, offering both curb appeal and peace of mind for years to come. Property Features: • 4 - 5 Bedrooms • 3 Full Baths and 1 Half Bath • Approximately 3,400+ Finished Square Feet • Dramatic Two-Story Foyer • Spacious Open Floor Plan • Fully Finished Walkout Lower Level • Private Lower-Level Bedroom Suite • Two Large Finished Recreation/Flex Areas • New Roof • New Front Porch • Move-In Ready Condition • Convenient Access to Shopping, Dining, Parks, Schools, and Major Commuter Routes
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Brick/Mortar
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 1248
Basement
- Has basement: Yes
- Basement: Finished,Heated,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,496
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 3,744
- Total interior livable area: 2,496 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04152400002361
- Zoning: RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 5,924 sqft
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Driveway,Off Street,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $521 | $6,252 |
| Electricity | $318 | $3,816 |
| Total | $3,547 | $42,564 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $499,000 |
| 2026-07-15 | Price change | $509,900 |
| 2026-06-04 | Listed for sale | $515,000 |
| 2004-01-21 | Sold | $234,240 |
