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1601 Porter Creek Ct, Mount Airy, MD, 21771

4beds
3baths
4,380sqft
$725,000
$166price/sqft
$5,209/moest. monthly cost
$208,360/yrincome needed

About This Home

Recently refreshed and move-in ready, this spacious home, located in the most desired location of Sterling Glen offers a rare chance to own in one of Mount Airy’s most desirable areas at a compelling value. Fresh paint throughout, brand-new kitchen appliances, and a fully cleared and cleaned interior create a bright and welcoming environment from the moment you step inside. The home features generous living spaces, well-proportioned bedrooms, and a functional layout ideal for both everyday living and entertaining. While already in solid condition, it also presents an outstanding opportunity for buyers to personalize and add immediate equity. Situated in a cul-de-sac, quiet, established neighborhood with convenient access to major routes, shopping, and top-rated schools, this property combines location, space, and upside potential. A unique opportunity to secure value in today’s market—schedule your showing before it’s gone.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
6/10
Mount Airy Middle SchoolGrades 6-80.9 mi
8/10
South Carroll High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter,Brick/Mortar
  • Construction materials: Brick,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,380

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Other,Natural Gas

Interior Area

  • Total structure area: 4,380
  • Total interior livable area: 4,380 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 0713042446
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$178$2,136
Property Taxes $808$9,696
Electricity $558$6,696
Total$5,209$62,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,594/yr
40% on housing$156,270/yr
45% on housing$138,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 21771$229
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21771$240
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$790,000
2005-06-27Sold$700,732

For Sale by Agent

AgentAnthony Arnoux
BrokerageSmart Realty, LLC

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