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2089 Buell Dr, Frederick, MD, 21702

3beds
4baths
2,146sqft
$405,000
$189price/sqft
$3,040/moest. monthly cost
$121,600/yrincome needed

About This Home

Amazing value in Frederick! Located just a short drive up route 15 from downtown, this 3-bedroom, 3.5-bath townhome is bigger than it looks and very spacious! Recent improvements include fresh paint throughout the main level and upstairs bedrooms, updated HVAC system (2021) and updated hot water heater (2021), plus a composite deck (2021) for outside enjoyment. Inside, the bright and open floor plan is ready for your personal touches. The kitchen features granite countertops, a center island, stainless steel appliances, and a convenient pass-through to the dining room. Step outside to enjoy the composite deck, fully fenced backyard, and additional storage shed. The fully-finished lower level provides valuable additional living space with a fireplace, full bathroom, spacious family room or recreation room, and a versatile bedroom/den/bonus room that could serve as a home office, gym, guest room, playroom, hobby space and more! Upstairs, the primary suite offers a vaulted ceiling, walk-in closet, and updated private bathroom. Two other good sized bedrooms face the front of the home. Conveniently located near shopping, dining, Route 15, I-270, and I-70, the home also includes two assigned parking spaces directly up front. With generous living space, thoughtful updates, and a convenient Frederick location, this home is ready for its next owner. ***Seller is offering a credit to buyers at settlement- inquire for more information!!***

Getting Around

16
WalkingCar-Dependent
18
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
Monocacy Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Lower

Bonus Room

  • Level: Lower

Features

  • Breakfast Area,Ceiling Fan(s),Crown Molding,Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Kitchen Island,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 650
  • Finished area above ground: 1,496

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,146
  • Total interior livable area: 2,146 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102245809
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$86$1,032
Property Taxes $626$7,512
Electricity $281$3,374
Total$3,040$36,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,228/yr
40% on housing$91,200/yr
45% on housing$81,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$204
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$399,900
2026-08-04Listing removed$405,000
2026-06-26Price change$405,000
2026-06-10Listed for sale$409,900
2026-05-01Listing removed$409,000
2026-04-01Price change$409,000
2026-03-24Listed for sale$415,000
2025-11-09Listing removed$400,000
2025-09-03Listed for sale$400,000
2021-08-23Sold$340,000
2021-07-25Pending sale$340,000
2021-07-11Listed for sale$340,000
2016-06-18Listing removed$259,900
2016-05-07Pending sale$259,900
2016-05-05Sold$188,399
2016-04-21Price change$259,900
2016-04-07Listed for sale$264,900
2015-12-29Listing removed$205,800
2015-12-18Price change$205,800
2015-11-14Price change$216,600
2015-10-17Listed for sale$227,900
2015-09-11Listing removed$207,300
2015-08-13Price change$207,300
2015-07-14Price change$218,200
2015-06-12Price change$229,600
2015-05-13Listed for sale$241,680
2015-04-10Sold$237,000
2004-05-06Sold$251,600

For Sale by Agent

AgentTara Shegogue
BrokerageL. P. Calomeris Realty

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