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23139 Persimmon Ridge Rd, Clarksburg, MD, 20871

5beds
5baths
4,832sqft
$960,000
$199price/sqft
$6,569/moest. monthly cost
$262,760/yrincome needed

About This Home

This open concept home offers 5 bedrooms, 4 full baths, 1 half bath, and 2-car garage. The main level features hardwood floors throughout the foyer, private office and powder room. Spacious living room and dining room. Elegant family room with a fireplace. Gourmet kitchen with granite countertops and stainless appliances. Large sunroom leading to the deck overlooking trees. The upper level features a large master bedroom with a sitting area and 2 closets. The master bathroom with dual vanities, soaking tub and shower. Laundry room is located on the bedroom level. The walkout basement has a large finished recreation room, a bedroom, a full bathroom and study that exits to a stone patio with firepit. The community amenities include parks, pools, shopping, and major commuting routes.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
8/10
8/10
Clarksburg High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1724

Basement

  • Has basement: Yes
  • Basement: Heated,Improved,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 3,532

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,256
  • Total interior livable area: 4,832 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 160203414538
  • Zoning: PD4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 6,257 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,854$58,248
Home Insurance *$181$2,172
Property Taxes $919$11,028
Electricity $615$7,387
Total$6,569$78,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,222/yr
40% on housing$197,070/yr
45% on housing$175,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 20871$236
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20871$209
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$920,000
2026-08-13Price change$920,000
2026-07-20Listed for sale$960,000
2026-07-09Contingent$960,000
2026-06-04Listed for sale$960,000
2018-01-09Sold$646,400
2017-11-17Listed for sale$649,900
2017-11-15Pending sale$649,900
2017-11-03Listed for sale$649,900
2015-05-11Sold$615,000
2015-03-23Pending sale$615,000
2015-03-20Listed for sale$615,000
2004-10-13Sold$663,307

For Sale by Agent

AgentChi Chang
BrokerageCC Homes

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