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2705 Tiergarten Ln, Charlotte, NC, 28210

2beds
2baths
903sqft
$285,000
$316price/sqft
$1,911/moest. monthly cost
$76,440/yrincome needed

About This Home

Rare one-story townhome in Hamlin Park offering comfortable, low-maintenance living in an exceptionally convenient South Charlotte location. This move-in-ready 2-bedroom home features a thoughtfully modified floor plan that creates a true primary suite with a private full bath, while the secondary bedroom enjoys direct access to its own adjoining powder room. Inside, you'll find a bright, light-filled living space with luxury vinyl plank flooring, neutral paint, granite kitchen countertops, NEW cabinetry, quartz bath countertops, and a newer HVAC system. The private fenced patio provides the perfect setting for morning coffee, outdoor dining, gardening, or relaxing with friends and family. Two assigned parking spaces are located just steps from the front door. Ideally situated within walking distance of Harris Teeter, restaurants, and everyday conveniences, with easy access to SouthPark, Quail Hollow, Uptown Charlotte, and major commuter routes. Washer, dryer, and refrigerator convey. A rare opportunity to own an affordable, move-in-ready home with single-level living in one of South Charlotte's most convenient locations.

Getting Around

46
WalkingCar-Dependent
34
TransitSome Transit
57
BikeBikeable

Schools

8/10
Smithfield ElementaryGrades PK-50.5 mi
7/10
Quail Hollow MiddleGrades 6-80.3 mi
5/10
South Mecklenburg HighGrades 9-120.3 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 903

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 903
  • Total interior livable area: 903 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 20719104
  • Zoning: R-15MF(CD)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Patio,Porch

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$79$948
Property Taxes $191$2,292
Electricity $200$2,405
Total$1,911$22,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,520/yr
40% on housing$57,330/yr
45% on housing$50,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 28210$248
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28210$307
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$285,000
2022-08-30Sold$257,000
2016-06-10Sold$108,000
2003-07-24Sold$94,000
2001-05-15Sold$88,500

For Sale by Agent

AgentSteve Montgomery
BrokerageGreater Charlotte Properties

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