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4124 Bridgewood Ln, Charlotte, NC, 28226

4beds
3baths
2,350sqft
$773,850
$329price/sqft
$4,846/moest. monthly cost
$193,840/yrincome needed

About This Home

Charming Rockbridge ranch set on a generous, level lot, thoughtfully enhanced with a bonus dwelling featuring an additional bedroom and half bath — ideal for guests, teens, a home office or flexible bonus space ready for your vision! Perfectly positioned just minutes from SouthPark and Uptown, this home offers effortless access to Charlotte’s premier dining, shopping and entertainment. An oversized covered front porch welcomes you inside to a light-filled interior with seamless engineered hardwood flooring throughout. The front den is bright and inviting with expansive windows overlooking the yard, flowing naturally into the dedicated dining area, kitchen and living room, offering you the ideal layout for everyday living and effortless entertaining. The chef’s kitchen provides abundant cabinetry and countertop space, opening directly to the living room anchored by a classic brick fireplace and custom built-ins that add both character and function. Out back, you'll find a large, private, fully fenced-in backyard with an expansive patio designed to extend your living and entertaining options outdoors! The primary suite offers a modern en-suite bath with a sleek tiled walk-in shower and a walk-in closet. Secondary bedrooms are comfortably sized and share a well-appointed full bath, completing a thoughtful and functional floor plan in one of Charlotte’s most convenient locations!

Getting Around

28
WalkingCar-Dependent
8
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

8/10
Beverly Woods ElementaryGrades K-51.1 mi
5/10
Carmel MiddleGrades 6-81.3 mi
5/10
South Mecklenburg HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: 2nd Living Quarters

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Storage,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,350

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: 2nd Living Quarters

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 20916150
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Fenced,Privacy,Wood

Lot

  • Lot size: 0.38 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,913$46,956
Home Insurance *$222$2,664
Property Taxes $493$5,916
Electricity $218$2,626
Total$4,846$58,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,148/yr
40% on housing$145,380/yr
45% on housing$129,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$277
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$773,850
2005-07-13Sold$191,500

For Sale by Agent

AgentMatt Norman
BrokerageYancey Realty, LLC

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