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7513 Red Oak Ln, Charlotte, NC, 28226

3beds
3baths
2,183sqft
$339,999
$156price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

South Charlotte townhouse ready for rehab and upfits. HOA restricts the use of unit for rental. This sale is being monitored by the Mecklenburg County Court and is NOT a foreclosure or distressed sale. Sold with free and clear title. 5% minimum earnest money required and subject to 10 day upset bid period with the court. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

8/10
Beverly Woods ElementaryGrades K-51.3 mi
5/10
Carmel MiddleGrades 6-81.5 mi
5/10
South Mecklenburg HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Kitchen

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,183

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,183
  • Total interior livable area: 2,183 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 20927338
  • Zoning: R-20MF
  • Special condition: Third Party Approval

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.06 Acres

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$97$1,164
Property Taxes $215$2,580
Electricity $203$2,439
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$280
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$339,999
2026-06-22Listed for sale$359,900
2006-02-03Sold$229,000
2002-06-19Sold$182,000

For Sale by Agent

AgentJohn Kluth
BrokerageCountryside Properties

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