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514 Echo St, Glenwood Springs, CO, 81601

5beds
3baths
2,520sqft
$1,180,000
$468price/sqft
$6,788/moest. monthly cost
$271,520/yrincome needed

About This Home

Rare River-View Oasis in the Heart of Glenwood Springs Experience the perfect blend of seclusion and convenience in this versatile 5-bedroom, 3-bathroom home. Perched at the end of a quiet street and bordered by pristine open space, this property offers unmatched panoramic views of the Roaring Fork River and the charming town of Glenwood Springs. Whether you are looking for a spacious single-family residence or a functional multi-generational setup, this property delivers: • Upper Level: 3 Bedrooms | 2 Bathrooms (Bright, airy, and view-focused) • Lower Level: 2 Bedrooms ( non-conforming )| 1 Bathroom (Perfect for guests or a home office) Property Highlights • Unbeatable Location: Enjoy the peace of being at the end of the road while being walking distance to downtown dining, public transportation (RFTA), and the world-famous Hot Springs Pool. • Outdoor Living: The lot is fully fenced —ideal for pets, gardening, and entertaining against a mountain backdrop. • Worry-Free Maintenance: Move in with peace of mind. Both the roof and siding come with a transferable warranty, ensuring long-term protection and value. • Nature at Your Doorstep: Bordered by open space, your privacy is protected, and the trail systems are practically in your backyard. Key Details at a Glance Feature Description Bedrooms/Baths 5 Bed / 3 Bath Total Configuration Currently 3/2 Up, 2/1 Down Views River, Town, and Mountain Exterior New Siding & Roof (Transferable Warranty) Lot Features Fully Fenced, End-of-Street, Borders Open Space Proximity Walkable to Hot Springs, Transit, and Downtown Agent Note: Properties with this specific combination of ''walkability'' and ''river-view privacy'' rarely hit the Glenwood market. Don't miss the chance to own a piece of the valley with built-in versatility.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
9/10

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shake
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 218509129003
  • Zoning: Residential

Features

  • Levels: Split Level

Lot

  • Lot size: 4,791 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Avalanche
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$249$2,988
Property Taxes $383$4,596
Electricity $190$2,282
Total$6,788$81,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,731/yr
40% on housing$203,640/yr
45% on housing$181,013/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
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How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 81601$418
Garfield County$470

vs Homes Sold Last Month

Median $/sqft

ZIP 81601$440
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$1,240,000
2026-01-26Listed for sale$1,285,000
2023-09-01Sold$965,000
2023-08-02Contingent$1,050,000
2023-06-29Listed for sale$1,050,000
2023-06-08Contingent$1,050,000
2023-06-02Price change$1,050,000
2023-05-19Price change$1,144,900
2023-04-10Listed for sale$1,200,000
2011-07-07Sold$310,000
2011-02-05Price change$325,000
2011-01-02Listed for sale$364,500

For Sale by Agent

AgentHolly Goldstein
BrokerageThe Agency Aspen

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