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324 E 7th St, Rifle, CO, 81650

2beds
1baths
960sqft
$399,000
$416price/sqft
$2,406/moest. monthly cost
$96,240/yrincome needed

About This Home

Discover a rare blend of timeless character, thoughtful craftsmanship, and modern convenience in this beautifully updated Rifle residence. Rich with charm and meticulously cared for, this home seamlessly combines classic appeal with meaningful improvements designed for comfortable everyday living. Extensively renovated in 2019, the interior showcases updated flooring, fresh drywall and paint, custom wood trim, new baseboards, and a beautifully refreshed kitchen featuring new cabinetry, countertops, sink, and fixtures. A brand-new living room window fills the home with natural light, while a swamp cooler provides comfort during Colorado's warm summer months. Step outside into your own private garden retreat, complete with mature pear, apple, plum, chokecherry, and boysenberry trees, creating a peaceful setting to enjoy the outdoors. The property offers exceptional versatility with a four-car driveway, one-car garage, and a detached outbuilding featuring a new roof (2023). With water and sewer already extended to the structure, it presents an exciting opportunity for a future ADU, guest retreat, income-producing rental, artist studio, or workshop (rental permit in place) Additional improvements include buried utility lines completed in 2024 and fresh exterior paint in 2026, enhancing both the functionality and curb appeal of the property. Ideally situated close to downtown Rifle, schools, parks, and local amenities, this move-in-ready home offers a unique opportunity to own a piece of Rifle's charm with modern updates, abundant outdoor space, and endless potential. A truly special property where character, versatility, and future possibilities come together.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
Rifle Middle SchoolGrades 6-80.2 mi
5/10
Rifle High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1898

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Wood Stove,Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 217709417005
  • Zoning: SFR

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$74$888
Property Taxes $129$1,548
Electricity $186$2,232
Total$2,406$28,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,491/yr
40% on housing$72,180/yr
45% on housing$64,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 81650$337
Garfield County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 81650
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$399,000
2026-07-18Contingent$399,000
2026-07-10Price change$399,000
2026-06-15Listed for sale$425,000
2010-04-28Sold$130,000
2010-02-20Price change$169,000
2009-09-18Price change$184,900
2009-08-12Listed for sale$197,000
2008-10-16Listing removed$239,500
2008-09-28Listed for sale$239,500
2005-12-30Sold$194,898

For Sale by Agent

AgentAshley Efraim
BrokerageCompass Aspen

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